ABOUT FIRST DOWN FUNDING: Small Business Loans in the United States

Small Business Funding
The Best for your Small Business

Get Pre Approved in Minutes!







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Small and medium-sized businesses are the driving force behind the United States economy. First Down Funding is an American business funder located in Maryland who is passionate about making small business loans accessible to these organizations and their owners.

WHAT WE DO: Accessible Small Business Funding

First Down Funding is committed to making financing and business growth accessible to the small businesses in America that are consistently let down by traditional financing methods. 

We give small businesses what they really need to attain success — not an off the peg option, but a real, customized solution that works. 

We offer a spectrum of small business lending programs to meet the varying needs of new business owners. Our small business funding services are available all across the United States, from Annapolis, MD, all the way down to Boca Raton, FL, to the Midest in Chicago, IL and all along the West Coat including California. First Down Funding offers unique and custom Business Funding approvals all throughout the USA in all 50 States, as well as Washington, DC.

Our Funding Programs Include:

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ALTERNATIVE FUNDING OPTIONS : We Work With You

First Down Funding provides small businesses with effective business financing solutions by leveraging strategic partnerships, data science, cutting edge technology and in-depth consultations. 

While traditional funding providers rely on collateral or standard financial metrics when working with businesses, we do things differently. With our innovative approach to funding, we are able to provide small businesses with the tools they need to grow and expand. 

There is no one-size-fits-all solution to small business funding, which is why we work closely together with small businesses to create personalized business financing solutions. We use your future projections to create a funding package and repayment schedule that is feasible for you.

We work closely with you to understand your needs and to make sure that they are met every step of the way. When you work with us, you can have peace of mind that: 

1. When you apply online, our process will give you a simple and direct route to the funding you need.

2. We offer flexible terms to suit the growing needs of small businesses.

3. We treat you like a partner, not a transaction.


OUR VALUES: 

We know how challenging it can be for small businesses to obtain funding through traditional channels. Our alternative funding options give small business owners the chance to access the financing they need to fund, maintain and expand their business. 

We pride ourselves on being a safe, secure and flexible alternative option for small business loans. We deliver professional business lending services with our core values in mind:

INTEGRITY: We are lenders who pride ourselves in being transparent and honest in everything that we do. We stay legally compliant and in tune with the needs of our clients. 

INNOVATION: We take an innovative approach to business funding in order to give our clients what they need and to provide them with a better experience.

RESPECT: We treat everyone with respect. We view you as our peer and work hard to deliver compassionate business financing solutions.

PASSION: We are passionate about the success of your business. We strive to provide effective small business financing services that will help you attain the goals you’ve set. 

RESULTS: Our track record speaks for itself. As an alternative lending company, we set realistic goals both for ourselves and our clients.
SUPPORT: Our support is second to none. Whatever field you operate in, we will provide your small business with business financing solutions, and support throughout the process.

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FIRST DOWN FUNDING: Fast, Secure Small Business Funding

Every small business has unique needs when it comes to business financing, which is why we offer funding solutions that are not just accessible, but flexible too. 

We’ve designed our process to provide businesses with the funding they need safely, securely and easily: 

Fast & Simple Experience: Our online application and approval processes are straightforward and highly effective. With our easy application process and fast approval rates, we make it so that you can get the funding you need, when you need it.

Focused on Working Capital: Working capital is the financing your business needs on-demand to proceed with day to day options. We make it so that you can attain these funds within 72 hours of your approval. 

Service & Support: Our business financing services are personalized so that your business’s unique needs are met. We work with you personally to ensure you are supported at every turn. 

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GET ON TRACK: BAD CREDIT FUNDING FOR SMALL BUSINESSES

There are countless reasons why a small business may have less-than-stellar credit, but the outcome is always the same. With bad credit, it’s harder to get approved for traditional small business funding. 

Lenders and credit reporting agencies alike have different ways to define bad credit — and when left up to interpretation, poor credit rarely benefits the side of a small business owner. Even when a small-business owner has a good personal credit score, a bad credit score or limited credit history can ruin a new company’s chance of obtaining funding.

Fortunately, alternative small business funders like First Down Funding can get businesses back on track by providing them with access to bad credit business funding. 

Bad credit business funding can help owners out of a jam when they need it most. After The cash obtained from bad credit business funding can kick-start your business’s growth and help get your finances back on track. 

There are various ways that small business owners can approach obtaining funding if they are struggling with bad credit:

1: Accept a Smaller Funding Amount: If your business can get by with a smaller funding amount, consider applying for a smaller loan. The reality is that it’s easier to get approved for a smaller amount than for a larger business loan.

2: Pledge Cash as a Down Payment: Poor credit doesn’t always mean a lack of cash. If your small business has substantial cash flow, consider pledging a down payment in cash to secure a business loan. 

3: Sign a Personal Guarantee: It’s common for a business owner to have good personal credit but poor business credit. If this is you, consider signing a personal guarantee to weigh your loan on your personal ability to pay off the financing, rather than your business’s. 

4: Provide Assets or Collateral: Weigh your business financing on collateral or assets like unpaid invoices or future transactions rather than your credit score.

Get your business out of a jam. Apply online for your bad credit funding!

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HOW IT WORKS: Apply Online For a Business Loan Today

We pride ourselves on being an American business lender that makes business loans accessible to small businesses. 

Our process is straightforward. Whether you are based in Maryland, Baltimore, or Houston, Texas, you can apply online for our small business loans.

 Here’s how you can apply for business financing solutions from First Down Funding:

1: Apply Online

Fill out our form online with basic information about your business. After you apply online, your application form will be sent to one of our credit specialists.

2: Approval

If your application is approved — we approve many more applications than any traditional funding institution — you will hear back quickly. 

3: Get Funded

After receiving your approval, you can expect your funds in your account shortly.


ALTERNATIVE SMALL BUSINESS LENDING VS. TRADITIONAL INSTITUTIONS

It’s hard for small businesses to attain business loans even when they have good credit. Traditional institutions set strict requirements and elongate the application process with paperwork and gruelling appointments.

Lengthy processes and unrealistic expectations have made it increasingly hard for small businesses to get the financing they need to expand and maintain daily operations. 

Banks focus on a business’ credit and cash flow without realistic expectations of what small businesses can achieve. Fortunately, First Down Funding is an alternative American business lender that prevents small businesses from having to jump through hoops to attain funding.

With First Down Funding, you can apply online and receive an approval within the same day! We eliminate the waiting and the nuisance of in-person meetings. We understand that small businesses don’t necessarily have the luxury of waiting for funds when they have a timely opportunity to take advantage of.

Based in Annapolis, Maryland, we make small business loans and business funding accessible all across Maryland and all 50 States throughout the United States. We are committed to making that the small businesses in the United States can get the funding they need when they need it.

Consider how our process differs from other financial institutions:

BANK LOANS FIRST DOWN CREDIT CARDS GOVERNMENT
FUNDING
$100,000+

$1,000 – $300,000

Credit Based

Credit Dependent
PROCESS
Long Application Credit Inspection Business Plan Industry Specific

Prequalify Online Soft Credit Pulls Same Day Approval All Industries Accepted

Prequalify Online Hard/Pulls 3-10 Day Approval

Long Application Credit Inspection Business Plan Needed Industry Specific
APPROVAL
20-30 Days+
Same Day
5-21 Business Days

30-90 Days+
FUNDING TIME
30-60 Days+

24-72 Hours

TBD / TBA

60-90 Days+
APPROVAL CRITERIA
Credit Score & Collateral

Overall Business Health

Credit Score

Credit Score & Collateral

Small Business Funding
The Best for your Small Business

Get Pre Approved in Minutes!







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