Invoice & Receivables Financing

Small Business Funding

Factor your invoices & receivables and get capital when you need it.

Unsecured Funds

No Personal Guarantee &
No Collateral Required*

Quick Funding

Get Funded Within
a few days

Simple & Easy

No Personal Guarantee &
No Collateral Required*

Fast Approvals

Within 24 hours of

see what our clients say

excellent customer service and very...

Excellent customer service and very professional. I will recommend to another business. Thank you Paul Pitcher, Vince Wynn, Eddie Rollins, and First Down Funding.

Agripina M.

Bright Light Credit Solutions

I will recommend First Down Funding to all of my clients...

I will recommend First Down Funding to all of my clients. Excellent services and funding was completed by Paul Pitcher within 6 hours. Thank you First Down Funding!

Sharlene C.

Compass Light LLC

First Down Funding is the best...

First Down Funding is the best. I have done business with them for years and couldn’t be more satisfied.

Lorriane W.

404 Beauty and Style Services

What is Accounts Receivable Factoring?

working capital funding is a funding that is taken to finance a company’s everyday operations. These funding are not used to buy long-term assets or investments and are, instead, used to provide the working capital that covers a company’s short-term operational needs

Funding Amount

$10K – $5M

Funding Term

Up to 24 months


Starting at 5.8%


1 – 2 weeks


  • Get paid on your invoices and receivables in advance
  • Invoices and receivables are treated as collateral
  • Credit is based on business who is invoiced
  • Use for a variety of business purposes
Apply for Merchant Cash Advance


Speak to one of our qualified and seasoned Small Business Funding Managers to better understand what funding options and approvals we have for your small business.

Apply Now With First Down Funding

What Documents Will I Need To Apply For Accounts Receivable Factoring?

Apply Now With First Down Funding

How to Apply for Accounts Receivable/Invoice Factoring With First Down Funding

Apply online in just a few minutes
Our system evaluates your business and typically provides a decision in minutes
Sign your contract and receive money in as fast as 24 hours