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Next Day Funding

Small Business Funding
The Best for your Small Business

Get Pre Approved in Minutes!

Small Business Funding
The Best for your Small Business

Get Pre Approved in Minutes!

What is a Short-Term Business Loan?

A short term loan is a type of business capital loan that can provide your company with quick working capital. Like most other bank loans, you’ll receive a lump sum of cash upfront which is repaid to First Down Funding over a set period of time.

Maximum Loan Amount

$2.5K – $250K

Loan Term

3 to 18 months

Interest Rates

Starting at 10%


As fast as 1 day

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Advantages of First Down Funding Next Day Funding

Set payment structure

Limited paperwork

Bad credit is accepted

Suitable for a wide range of business purposes

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Who Qualifies for Short-Term Business Loans?

For short-term business loans, cash-flow is more important than assets, compared to traditional term loans. if your business has a solid cash-flow it will sometimes overcome other financial information that can be negative for a business.

Note: The interest rate you’ll pay and the amount you can qualify for will depend on your annual revenue, business history, and personal credit rating.

Most customers who were approved had

**Based on past customers

Annual Revenue

Over $150K

Credit Score


Time in Business

Over 2 years

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How Do You Apply for Short-Term Business Loans?

Short-term business loans are readily accessible online. First Down Funding has some of the faster processing times the industry – Apply Online. Some info maybe required online such your credit score, bank statements, and tax returns. First Down Funding can fund your loan within one or two days.

Working Capital Loans

Documents you need:

  • Driver’s License
  • Voided Business Check
  • Proof of Ownership
  • Bank Statements
  • Credit Score
  • Personal Tax Returns

Apply for Merchant Cash Advance


We Can Design A Funding Program For Your Small Or Medium Size Business.


How Do Short-Term Business Loans Work?

A short term loan can provide a solution when you’re having minor cash flow problems. Unlike a traditional bank loan, which is usually paid back over several years, a short term loan is designed to be paid back often within several months. You begin making repayments on the agreed date until the loan is repaid in full. At First Down Funding you can get approved and funded very fast.

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Short-term Loans: The Basics

– Short-term loans work like traditional term loans but they are more predictable

– Overall, it’s a simple product.

– You receive a set amount of cash upfront that you agree to pay back, along with the First Down Funding’s fees and interest, over a predetermined period of time.

– Loan amounts may be smaller, the repayment period shorter, interest rates higher, and you often pay First Down Funding back on a daily or weekly instead of monthly schedule.

– Its easier to qualify and funding is quicker

Short-term loans are risks to First Down Funding, therefore the we are willing to fund the loan under different terms such as higher interest rates. Although they make sense for plenty of situations, the best loan for your business is always the lowest-cost loan. If you still have questions about short term loans contact First Down Funding and a business loan expert will help you understand what your business can qualify for.

When to Use a Short-Term Business Loan

Business owners understand that funds are necessary to help grow the business.

Whether you’re just starting out or have big plans to expand your existing business, access to more working capital is important.

There instance where extra cash will come in handy to fulfill a large order, pay for more inventory, marketing etc.

Without access to cash, you might have to pass up that golden opportunity that you have been waiting for.

Or maybe you have a seasonal small business that needs an influx of capital just before the holiday season.

Fast financing gives you the flexibility to spend how you need. Contact First Down Funding and let us know what your business financing needs are and we will present to you with the best offers available to you.

Its best to explore all financing options, contact First Down Funding to find out what loan your business qualifies for.

Our Funding Programs Include: