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Commercial Truck Funding

For many businesses, a fleet of trucks is a necessity. These are the vehicles that help businesses to move their inventory and equipment from location to location, or that provide support and delivery to customers and clients across the country.

However, these commercial trucks are not cheap to purchase, nor are they cheap to maintain.

Do you need a dump truck, commercial van, or another vehicle to add to your logistics fleet? Well, this requires some investment.

What’s more, if you’ve been rejected for commercial truck funding in the past, or if your credit history is not sufficient to help you get the capital you need, you may feel helpless.

In fact, you’re not. You have an alternative — First Down Funding.

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We Help Small Businesses With Working Capital Funding For Short & Long Term Projects


First Down Funding’s Transportation Business Packages

We do things differently from other funding providers. We have designed our application process in such a way that any business owner seeking funding for a truck purchase can get what they need. It is a two-step process, requiring only a few basic answers to get you approved and well on your way to a more effective business.

We work closely with you, gaining an understanding of what you do and what you need and then working to provide you with the truck funding options that are best for you.

The PlayBook by First Down Funding
Overview, Calculations and Case Study

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How to Get Commercial Truck Funding Even If You Have a Bad Credit Score

There are options open to you if you do not have a good credit score. Take a look at some of these possibilities below and make sure your credit history does not preclude you from getting the truck you and your business so desperately need.

  • Demonstrate your cash flow.

If your business is earning money, this is proof that you will be able to meet any repayment requirements in the future. Use your current contracts and recent credit card receipts to prove this. You may also use this option to draw a cash advance to cover all or some of your commercial truck purchase. First Down Funding can offer this.

  • Get references from previous funding providers.

Just like people get positive references from former employers or landlords, you may also decide to get a reference from previous funding providers. If they can vouch for your responsible attitude to funding, this may help you with future applications.

  • Work with a recourse dealer.

A recourse dealer may be able to give you the funding you need on vehicles, without the same stringent application processes as those implemented by mainstream funders.

  • Provide written explanations for credit issues.

There may be a good explanation for your poor credit history. If this is the case, make this known. Put it into writing so future funding providers understand what is going on. You may also need to provide receipts and other documentary proof to back up your claims.

  • Offer an asset as collateral.

Remember, for a funding provider, the risk of bad credit is that you will not be able to keep up with the repayments. Collateral is an easy way to minimize this risk. If you have a high-value asset that can be signed over to the funder as collateral, this may make the application process easier.

Of course, the best choice for any business struggling with bad credit is to reach out to First Down Funding. We have a wide range of funding options, even for those with a poor credit history.

Make us your first point of contact and let’s get you the capital you need to grow your fleet.

Apply Now with First Down Funding


We Help Small Businesses With Working Capital Funding For Short & Long Term Projects


What Kinds of Vehicles Can You Acquire with FDF’s Truck Funding?

There are almost no limits to the kinds of truck you can acquire when you get funding from the FDF team. Here are a few examples:

Food trucks

A food truck is a great way to augment the income you receive from a retail store or other physical location, or it may serve as a means to take your culinary creations on the road. Whatever the purpose, you will need a dedicated food truck funding package to make it happen.

Farm tractors

Powerful and reliable, farm tractors are vital for agricultural businesses. Seek out First Down Funding’s farm tractor and agricultural vehicle funding packages to help you get where you need to be.

Semi trucks

Semi trucks make your logistics much easier to organize, thanks to their superior cargo volume and pulling power. Of course, some investment is needed. Work with a funding provider that really knows this industry and get a dedicated semi truck funding package. 

Tow trucks

Tow truck businesses can be very lucrative, but there are a number of costs that can creep up on business owners. For starters, your tow truck fleet needs to be of high quality and well-maintained. Ensuring this is the case can be costly. Draw upon tow truck funding and help to keep your business performing as it should.


You can get funding for other commercial vehicles apart from trucks. Try FDF’s limousine business funding to help you and your limousine firm thrive.

Choose First Down Funding for Your Commercial Truck Funding

Our team has the experience and skill you need to build your commercial truck fleet. We work with you, understanding your problems and pain points, and putting together a funding package that provides the solution.

There are many reasons to choose us.

  • We offer a swift and straightforward application and approval process.
  • There is only one page of paperwork.
  • You won’t need to submit collateral or a business plan.
  • We approve the majority of applications.
  • You are still eligible even if you have bad credit.
  • You will get a decision within 48 hours and have your money shortly after.

You may also benefit from our cash advance product. 

This involves selling your projected sales to our team at a discounted price. Then, you pay us a percentage of each sale you receive until the full amount is covered. You can gain up to $1.5 million in funding at any one time via this method.

You’ll be able to use this service again and again, whenever you need working capital or any other income boost. You might find that this is a far better option than a traditional funding package. Reach out or apply today.

Apply Now! – Quick Approval Small Business Funding

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