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TYPES OF INSURANCE FOR SMALL BUSINESSES
March 3rd at 8:35pm
Small business insurance is important for all small business owners to have. It’s the coverage you need to protect the livelihood you’ve worked so hard to build. The right small business insurance will help cover expensive damage and lawsuits from accidents, natural disasters, professional errors, workers compensation claims and more. Any small business, regardless of industry, niche, or location should always take steps to protect itself from the unexpected. Different options are available for small business owners when it comes to insurance. Whether you own a home-based or a brick-and-mortar store or company providing products or services locally or globally, you need…
HOW TO FIND THE RIGHT BUSINESS PARTNER
March 2nd at 8:52pm
When you are considering joining businesses with another person, there is a lot to be considered before you sign on the dotted line. If you are married, think back to when you first met your spouse. Most people refer to going into business together like a marriage. And, in many regards, they are correct. Both agree to a long-term commitment that requires a lot of time, trust, and devotion. The most important part of this package is trust. The worst that can happen is the business is a bust. Even the tightest friendship can end in a nasty way if…
HOW TO PREPARE FOR SMALL BUSINESS FINANCING
February 27th at 10:31pm
Traditional bank funding can be hard to attain, especially for a business acquisition. This is rarely the only form of funding, however, and often involves funding or seller financing in addition. Assumption of debt: With this financing option, you essentially purchase both the business’s assets and liabilities. Planning is the key to getting that business funding you need for starting a business or for business expansion and change. Key Steps to a Successful Business Funding Proposal Gather and Update Business Records. Prepare a Business Plan. No self-respecting business funding can expect to be successful without some kind of business plan. You need…
MERCHANT CASH ADVANCES ARE HOT
February 25th at 11:00pm
Today’s small businesses don’t need to rely on big banks for financing options. Over the past decade, there has been a rise in alternative funding platforms that make it easier and faster for startups and small businesses to find the cash they need when they need it. When business owners consider applying for a merchant cash advance (MCA), it is usually because they are in need of cash flow immediately, have poor credit, or haven’t had success with traditional funding applications. MCAs give business owners flexibility as funds can come through to their bank accounts within days and the transaction requires…
WHY IS YOUR BUSINESS CREDIT SCORE IMPORTANT
February 22nd at 5:09pm
A business credit score tells funders how likely you are to repay them in a timely fashion. Your scores can be found at Dun & Bradstreet, Equifax and Experian. These scores may help you secure better terms the next time you apply for small-business funding or get an insurance policy for your business. The same way your personal credit score is the key to your personal finances, your score is the key to your business finances, and therefore, plays a large role in the growth and success of your operations. Your business credit score will ultimately be one of the deciding factors that contribute to your ability to secure…
BEST BANKS FOR YOUR SMALL BUSINESS
February 20th at 10:17pm
Having a good bank relationship can benefit you here because if the bank understands your business they may be able to understand fees or you could negotiate lower fees with them. Many businesses have a bank but do not have a banker. Nurturing a good bank relationship can lead to various benefits for your business that can help it grow. It is critical when running a business that you avail of the services of a bank. Many businesses have a bank but do not have a banker. Nurturing a good bank relationship can lead to various benefits for your business that can help it grow.…
Expand Your Business with Merchant Cash Advance
February 18th at 10:15pm
Cash flow issues are a concern for most small and mid-sized business owners. In fact, many small business owners find it difficult to manage growth because of concerns about funds. Having access to the right funding makes it easier to support business growth. There are many different choices out there, but a merchant cash advance might be one you want to consider. Here’s how it works: A merchant cash advance provider gives you an upfront sum of cash in exchange for a slice of your future sales. Instead of making one fixed payment every month from a bank account over a set repayment period, with a merchant cash advance you make daily or weekly payments, plus…
HOW TO GENERATE MORE LEADS FOR YOUR BUSINESS
February 14th at 7:46pm
Every company wishes it had more customers, and there are only two ways of making that happen. Either you reach out to potential prospects or people come to you. The following ideas can be used by businesses of all sizes and most industries. The key is to test and modify to make them work for your customer base. Apply for Small Business Funding 1. Ask for referrals. Referrals are one of the best ways to get new customers. Take charge by implementing a system for actively soliciting referrals from your satisfied customers. Build referral-generating activity into the sales process. 2. Network. Generate…