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MARYLAND SMALL BUSINESS RESOURCES AND FUNDING OPTIONS DURING COVID-19
October 16th at 4:24pm
The COVID-19 pandemic has brought changes and disruptions to daily life all across the country, and some of those impacted the most are our very own small and local businesses in Maryland. Many companies are coming up with innovative ways to increase or pivot production and provide support to those in need while keeping up with the coronavirus. Keeping Maryland clean The demand for quality disinfectants and sanitizers has never been more relevant. Sterilex, a Hunt Valley-based company, has been at the forefront of sanitizer and disinfectant production in Maryland. The company is currently working at full capacity to keep…
Merchant Cash Advance during Covid – 19 for small businesses.
October 14th at 6:06pm
Merchant cash advance (MCAs) was created after small banks and lenders stopped loaning money to small businesses in 2009. Many small businesses continue to use a merchant cash advance to help their companies–especially during times of uncertainty, such as COVID-19. What Is a Merchant Cash Advance? A merchant cash advance is an “advance” on future revenue, so business owners can borrow money for their operations to sustain their business. However, a merchant cash advance isn’t like a typical loan. An MCA is based on the credit card sales in a business owner’s merchant account. In fact, payments are deducted daily…
INNOVATION DURING COVID-19 OUTBREAK
March 28th at 6:00pm
Online medical care, medical supplies, pharmaceuticals, insurance, and health-related industries During the epidemic, online medical platforms, like AliHealth and Tencent HealthCare, have provided free online diagnostic services for citizens. This helps to screen out suspected COVID-19 patients from common cold patients, alleviate the shortage of offline medical resources, reduce the cross-infection risks caused by human contact, and enable more citizens to experience online medical treatment. The outbreak also stimulates the growth of telemedicine. Apply for Small Business Funding E-commerce To avoid being infected by the COVID-19 virus, consumers who have formed the habit of online shopping are becoming more likely to order food and choose daily necessities and fresh food online instead of going to…
PUT THE POWER OF TECHNOLOGY TO WORK FOR YOUR SMALL BUSINESS
March 27th at 9:12pm
Using technology to your advantage will help you maximize the resources of your small business, enhance employee productivity and better serve your customers. As your online marketing partner, web business are ready to help your business reach its full potential. Technology solutions can help you make the most of your budget and resources. Here are a few small business tools to consider. Apply Now For Small Business Funding Online Marketing Technology has a direct effect on the way customers interact with your business. Nearly 90 percent of shoppers begin product searches online. Online marketing tools for small business allow you to…
HOW TO STAY IN BUSINESS DURING COVID-19 CRISIS
March 27th at 8:48pm
While federal, state, and local lawmakers mull over additional aid, Mills recommends that small business owners: Apply for the Small Business Administration funding. In addition to the disaster funding, which only apply to businesses in states that have declared emergency status, some state governments are offering aid packages.Explore private sector programs and fintech products. Facebook said it would offer $100 million in grants to small businesses. And fintech companies such as Kabbage and Fundbox, which specialize in funding to small businesses, are also considering ways to support the sector.Renegotiate terms of contracts and debt. Owners should ask landlords for more time to…
TIMES OF CRISIS ARE NOT ALWAYS BAD FOR BUSINESS
March 20th at 10:49pm
Most organizations today are battling some kind of crisis – a situation triggered by significant internal or external factors, or several small incidents that build and have an enterprise-wide, multifunctional impact. These crises disrupt normal business operations and have the potential to harm or damage the reputation of the organization. Crises don’t discriminate and can threaten the existence of the organization if not contained in time. But times of crisis can also create business opportunities and you small business can capitalize if you take the appropriate action, here’s why: Downtrodden economies can lead to great innovation. Existing companies must find…
LOW INTEREST SMALL BUSINESS FUNDING
March 17th at 8:26pm
Low-interest business funding options include SBA funding and online funding. As a business owner with good personal credit and strong financials, it’s easier to qualify for cheap financing — meaning you can borrow money at a lower annual percentage rate. APR is an accurate measure of the cost of financing. If you’re looking for the lowest-cost funding SBA funding are by far your best bet for the lowest possible rates if your business is strong. With the SBA guaranteeing 75% to 85% of the financing, funders can offer SBA funding rates of about 7% to 9% that are based on the prime rate. But the application process is a major time commitment — we’re…
HOW TO FIND A PROFITABLE BUSINESS IDEA.
March 12th at 9:55pm
There is more to business than just a great idea, but coming up with that great business idea is a solid start. If you’re looking for a profitable business idea, here are six ways to hatch ideas and separate the good ones from the future flops. There are three simple criteria for a new businesses: They have to be reasonably complex so they are not easily replicated,They need to be scalable beyond the limited number of hours in a day, andThey need to have a steady cash flow. Potential or aspiring entrepreneurs seem to face two huge problems when it…