If you’re looking to start and run a business in Atlanta, you’ll need money & funding provided by a Small Business Funder. But oftentimes, small business owners do not necessarily have the funding & Business Loan approvals readily available to pour into their business ventures.
That’s where Small Business Loans provided by First Down Funding come into the picture. By getting access to funds from a funder or lender in Atlanta, small business owners can get their businesses starting from the ground up, or can expand their current businesses to experience true growth & potential.
Read on to find out all you need to know about Small Business Loans in Atlanta, Georgia.
Small business funding is exactly as it sounds — it is funding that is provided to a small business. In today’s alternative funding market, businesses have plenty of options at their disposal when it comes to gaining extra capital for their operations. Many of these business owners are tired of approaching banks in search of funding, and of the high interest and low approval rates of mainstream lenders.
This is where an alternative option like the small business advance comes in. This funding option involves applying for a cash advance against your projected future earnings. The advance means you can leverage the benefits of these projected earnings sooner rather than later.
Gas stations keep our country moving. Without these handy amenities, it would be impossible to run businesses, to keep movement flowing between locations across the country, or even just to live our day-to-day lives with freedom and agility. This is why First Down Funding is so committed to helping these businesses get the support and assistance they need.
If you own a gas station, you know all about the different costs and expenses that are associated with the endeavor. Growing the business, expanding into different areas, or even simply setting your business up in the first place all cost a serious amount of money.
What’s more, opening a gas station is a little different to opening a retail store or another, more traditional, business. The funding considerations are more specific and particular, and many mainstream funders may be unable or unwilling to provide you with the funding you need.
First Down Funding aims to make funding accessible to gas station businesses via a quick and easy process. We work closely with your business to understand precisely what you need and then deliver you a range of options designed to meet those needs. You then select the one that best suits you, and you will have the funding in your account within a few days.
It’s as easy as that. We don’t believe in hindering businesses or making life more difficult for them. Instead, we want to support US businesses, as well as the wider society and economy, by providing the funding that gas station enterprises need.
Read on to learn more or reach out to our team today. We are always happy to help you with any questions you may need answered.
Many businesses use fleets of trucks or other vehicles to help them meet the needs of clients and customers. For these needs to be met effectively, a high level of funding is required.
First Down Funding provides this capital, giving these businesses the opportunity to expand their fleets, to buy their first vehicles, or simply to keep older vehicles well maintained and ready for action.
Consider your company business plan and focus. Where does your fleet of vehicles fit into this plan, in both the long and short term? This knowledge will help you understand how much funding you need, and will help us to find you the perfect funding package for your needs.
For many businesses, heavy equipment is not a luxury but a necessity. However, this does not alter the fact that such equipment — especially equipment of the highest quality — is seriously expensive. If you are expanding your business, just starting out and looking to purchase a range of high-quality machines, or are replacing your outdated equipment, it can be a very costly process indeed.
This is where heavy equipment funding, like that offered by the team here at First Down Funding, can make a difference for businesses who might otherwise be struggling. Read on to learn more about this funding and how to go about achieving the capital you need.
Starting a business — or growing an existing business — is never an easy task. However, when you have bad credit, the odds really become stacked against you, simply because mainstream banks and funding providers will not offer you the help you need.
If your credit history is not the best, it can feel as if you have no place to turn to. But this is not the case. Bad credit business funding provides a way forward, and it may feel like a real light at the end of the tunnel for business owners who have been struggling with their credit history.
First Down Funding is proud to be able to offer this kind of funding to the businesses that need it most. You won’t need to wait around for funding to be approved as we deliver our responses within 48 hours in most cases. We also offer flexible repayment terms and a range of different funding packages that make it easier for you to get the funding you need.
For many businesses, a fleet of trucks is a necessity. These are the vehicles that help businesses to move their inventory and equipment from location to location, or that provide support and delivery to customers and clients across the country.
However, these commercial trucks are not cheap to purchase, nor are they cheap to maintain.
Do you need a dump truck, commercial van, or another vehicle to add to your logistics fleet? Well, this requires some investment.
What’s more, if you’ve been rejected for commercial truck funding in the past, or if your credit history is not sufficient to help you get the capital you need, you may feel helpless.
In fact, you’re not. You have an alternative — First Down Funding.
Wherever you go in the United States, there are hotels. These are the companies that keep America moving, its tourism industry thriving, and its businesses flexible and agile.
Of course, despite the importance of these hotels and motels, setting up this kind of business is not always easy. In fact, once the business is up and running, the costs can keep coming.
This is why funding for hotel and motel businesses is so crucial. And yet, sometimes, it is hard to come by.
At First Down Funding, we have made it our mission to connect hotel and motel owners with the funding they need to really thrive in the market. Let’s take a look at what these business owners — business owners just like you — can expect.
Your business needs equipment — it’s as simple as that. But this equipment costs money. Sometimes, when things are feeling a little tight, it may become difficult to put money to one side in order to buy the equipment you need.
Of course, business equipment funding is an option. But, all too often, it is an expensive and difficult option. Mainstream funding providers are just not tuned into the needs of modern businesses, so many operations end up losing out as a result.
At First Down Funding, we do things a little differently. We make funding affordable and easy to access, ensuring that all businesses can gain the capital required to kit themselves out with equipment.
We are proud to support small and medium-sized businesses across the USA, and we look forward to helping you achieve your aims.
Here at First Down Funding, we offer a range of options that are designed to fit the various needs of healthcare businesses across the USA. You will get approved within two days if you are eligible and then receive your healthcare business funding shortly after that.
We will reach out to you and your medical business to learn more about what you need, and to introduce some of the most ideal funding products to you.
We also offer cash advances for medical businesses, alongside our unsecured funding products. This connects you with a simpler process of repayment and eliminates much of the worry and hassle that comes from repaying a mainstream funder. We will extract a small amount from the payments you receive from your clients, and this will be used to cover your repayment balance along with any fees. It’s simple and straightforward.
It’s not easy to get a restaurant business off the ground. In fact, even after this initial period, keeping the business going in the right way can be difficult and costly as equipment costs, staff salaries, licensing fees, and a range of other expenses begin to add up.
This is where First Down Funding can provide all the difference. We make it simple and straightforward to access the funds you need in a way that suits you. What’s more, you can use these funds for any purpose you desire. This includes:
This is your restaurant business funding, so we make sure it works for you.
After you complete your application, you will receive a decision within about 48 hours, with the cash deposited in your bank account shortly after that. No waiting around, no anxiety — just swift and agile funding for your restaurant. No more long, anxious waits on decisions from mainstream lenders.
A business may be asset-rich or have a wealth of resources such as a highly trained workforce and great deals with suppliers. But, all this comes to nothing without a good level of working capital to back all of this up. This is just as true for the biggest corporations and for the smallest of SMEs — the fact of the matter is, a business cannot survive if there is not enough money available to handle day-to-day operations.
Starting a service business is a great way to pursue your dreams. This is because our society needs a wide range of services in order to function in the right way, making for a diverse and profitable market.
Of course, in order to access this market, you need to have the funding you need to get started. Fortunately, accessing this funding does not need to be a chore. Here at First Down Funding, we provide a simple and straightforward approval system, as well as a tailored approach to support.
Approvals are provided quickly, and the funds are in your bank soon after this, so there’s no hassle and very little waiting.
Your beauty business is the realization of a long-held dream. But, in order to fulfill that dream, you need capital. Perhaps you have a location in mind and a business plan for building your new venture, or perhaps you want to grow and expand an existing venture.
Whatever it is, the Funding Products from First Down Funding give you what you need.
Do you operate a retail outlet or business? Are you looking for a way to grow your business, or simply to keep your business operating as it should?
For this, you need capital. First Down Funding is the right choice to help you get the capital you need.
For many businesses, retail store funding is one of their most critical costs. There are many different factors at play, including:
What’s more, when it comes to securing the capital, many mainstream funders simply cannot do the job. This is what makes First Down Funding such a boost for so many companies across the US.
We provide up to $1.5 million worth of funding, with a repayment plan that is kind to your business and to your needs. What’s more, you won’t need collateral or a solid credit history as we provide a cash advance based on your credit card receipts.
Read on to find out more and shore up your business in the right way.
In order to apply for a Small Business Loan in Atlanta, Georgia, consider the following:
Look at your lender options. While you can always approach your bank or credit union for a Small Business Loan, there are many other lenders available in Atlanta. If you’re turned down by one lender, try with another. If your credit score is standing in the way of getting a loan, consider either waiting to apply and take steps to increase your score, or consider alternative business lenders.
Here’s how you can get a Small Business Loan with no credit check.
Come up with a business plan. You shouldn’t go into a meeting with a lender without a plan in place for why you need a Small Business Loan and what you’ll be spending the funds on. Having a solid business plan in place can increase your chances of getting approved. Without a plan, you probably won’t even know how much money you truly need or how quickly you can pay it back.
Business plans usually contain things such as a few years of past and anticipated financial statements for your business, a statement of collateral an assessment of the market that your business serves, and a statement of your experience in the industry. Lenders in Atlanta will typically want to know that you will be using the money for and how it will improve your chances of being successful.
Get your personal credit history in order. If your business is new or is less than three years old, the lender will look at your personal credit history & credit report. Take some time to get your personal credit history in order before applying for a Small Business Loan. If there are any errors on your credit report, have them investigated and fixed.
Find out your credit score. Your credit score plays an important role in whether or not you can secure a Small Business Loan in Atlanta, as well as what interest rate you would be offered if you were approved. A score of at least 660 is considered healthy enough to get approved.
Look and Click Here to find out how funders & lenders set their cost of working capital for Small Business Loans.
There are countless industries in Atlanta that would be well served by Small Business Loans, including:
This list can literally go on and on. If you’re planning to start a business based on your passions or want to expand the business you currently run, a Small Business Loan may serve you well.
Read this article if you’re a female business owner or entrepreneur.
When it comes to business financing, there are several options for you to choose from depending on what you require the funds for and the industry that you serve. Consider the following options:
Interested in applying for any of these business financing options? If so, check this out.
There are several different uses for a Small Business Loan in Atlanta, including the following:
Marketing – With all the competition out there in Atlanta, you’ll likely need to advertise your business. Advertising can costs a lot of money, which you might not have readily available. A Small Business Loan can provide you with the funds needed to get the word out there about your company to help you experience real growth.
Upgrade equipment – Tools and equipment can become obsolete after a while, and in order to remain competitive, you may need to spend some money upgrading your equipment from time to time.
Hire new employees – Unless you’re a solo entrepreneur, odds are you’ll need to hire some help for your business, who not only need to be paid but also require payroll duties and tools to be managed.
Expanding the business – If you already have a successful business up and running, perhaps you have dreams of expanding and growing it. But in order to do that, you need money to spend on a bigger unit, hire more employees, buy more inventory, and so forth.
Is your business desirable for financing? Find out Here
Move/upgrade locations – Whether you need a bigger space, are looking to change locations in Atlanta, or your current space is no longer working for you, money will be needed to make such a change.
Want to know more about Small Business Loans for equipment? Check this out for your business
Open a second location – If you’re looking to grow your business, perhaps opening up another location is on the agenda. Again, such an endeavor requires working capital and a Small Business Loan from a direct funder or lender.
Expand your online retail store – If you’re dabbling in e-commerce, you’ll need money to host a website and hire the pros to keep it up to date.
Click here if you need help with both Good and Bad Credit that can help your small business grow.
This list is by no means exhaustive. There are seemingly endless ways that a Small Business Loan in Atlanta can serve you well.
Yes, if you’re a new business who hasn’t yet built a business credit score, you can still get a Small Business Loan using your personal credit score. In fact, many lenders in Atlanta use both your personal credit score and business credit score when determining your creditworthiness.
In general, yes, you can use a Small Business Loan to consolidate debts. In fact, you can use your Small Business Loan for any business expense such as marketing, equipment, payroll and more. However, many lenders in Atlanta require you to disclose why you need the loan. Depending on your rationale, your lender will either approve or reject your application.
The credit score required for a Small Business Loan depends on the lender you apply with. While banks often require a high credit score, many alternative lenders have a lower threshold. However, in general, the higher your personal and business credit score the higher your chances of being approved for a Small Business Loan.
Have more questions on how to obtain and get your small business approved for a business loan? Check out our FAQ Page here.
If you’re looking to turn your passion or experience into a successful business or are looking to grow a company you’re already running, a Small Business Loan in Atlanta can come in handy. If you’ve assessed your finances and determined where you need the borrowed funds to be allocated, get in touch with First Down Funding to help you find the right Small Business Loan for you.
Fill out our online form and see all of your funding options in minutes.
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