Bank Only ACH

Introducing First Down Funding’s Bank Only ACH Program. Bank Only ACH is a Merchant Cash Advance based on the amount of daily or weekly sales made by your business. The Bank Only ACH Program can give you a quick source of cash and immediate business funding, without the hassle of dealing with a traditional bank or credit union.

Businesses have a predetermined percentage from each day, or weeks sales in order to repay the Merchant Cash Advance. What makes First Down Funding’s Bank Only ACH Program different and unique from a traditional business funding? Funding can be difficult to obtain. Even with good credit, traditional big bank financing can take far too long to receive funding.

First Down Funding’s Bank Only ACH is the perfect solution for instant cash and immediate business funding when your business needs it most. The payback terms for our business cash advances are easy, efficient and simple. A small percentage of your daily or weekly transactions are paid back to First Down Funding as you go. This means no surprises.

So, what separates First Down Funding’s Bank Only ACH Program from most Merchant Cash Advance policies? Most Merchant Cash Advance policies require your business to process credit cards as a form of payment. Your business may be eligible for a completely unsecured Business Cash Advance from First Down Funding for $500,000, or more.

First Down Funding is a leading pioneer within the Small Business Funding Industry. Our goal is to help businesses get the funding and financing they need, when they need it most.

You only need FOUR things to get started:

Government-issued photo ID (Drivers License).

Voided check from your business checking account.

Last three statements from your business bank account.

Last three credit card processing statements.

Generally, you will qualify for small business funding if you have an established business that is already generating revenue, and a good credit history. Small business funding comes in many different shapes and sizes, so the specific funding amount, fixed fee, total cost of working capital and length of the term will depend on your business financials and credit rating.

You can apply for small business funding online, or via one of our dedicated business advisors, and all we need to see is a government-issued ID (like a drivers’ license), a voided check from your business checking account, and the last three statements from your business bank account.