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REBUILD CREDIT AFTER BANKRUPTCY
July 27th at 10:21pm
While a bankruptcy may impact your credit reports for a decade, you don’t need to wait that long to rebuild your credit. A bankruptcy doesn’t have to be a life sentence: Here’s how to start improving your credit scores today. In most cases, it takes approximately three to four months to complete a Chapter 7 bankruptcy and obtain a discharge. However, if you have a complex case or creditors object to your discharge, it can take longer. This means that you can complete your case quickly and begin rebuilding your credit right away. How to Repair Your Credit After Bankruptcy…
HOW TO BECOME A MILLIONAIRE BY AGE 30
June 8th at 9:27pm
It may seem like an impossible goal to be a millionaire at any stage of your life. However, that isn’t true. The earlier you start making smart financial decisions, the more likely you are destined to being a part of the millionaires club later in life. However, we are in an age where simply storing money away doesn’t garner more in the future. You have to employ a combination of methods that not only set aside money you contribute, but also compounds it with interest. Here are some practices that can help you achieve millionaire status early in life: Focus…
HOW TO DECREASE YOUR BUSINESS EXPENSES
May 25th at 1:19pm
In an uncertain economy when every penny counts, even the smallest increase in revenue or reduction in expenses can have an impact on company profitability. The good news is a large-scale company overhaul isn’t necessary. It’s often simple, common sense steps that improve the bottom line, especially for a small business. In Accounting terms, a company’s expense budget is comprised of two types of expenses: fixed costs and variable costs. A fixed cost is an expense that does not change with an increase or decrease in the number of goods or services produced or sold. These are expenses that have to be…
IS IT A GOOD IDEA TO USE CREDIT CARDS TO FINANCE MY BUSINESS?
May 4th at 1:01pm
Using credit cards to fund your business is a a popular financing option for many new business owners. But is a really a good idea? A credit card is a line of credit from which you can borrow money at any time, up to your credit limit.Personal funding is a fixed funding which you repay in equal installments for a predetermined period of time. A credit card is what’s known as revolving debt. … Personal funding, on the other hand, is a fixed debt. There are two big advantages. The first is convenient access to revolving credit. With a credit card in your wallet, you can easily cover cash flow gaps and pay off short-term business expenses,…
HOW TO MANAGE CASH FLOW
April 6th at 5:08pm
Whether your business is growing or struggling, managing your cash flow effectively is absolutely essential, and for many, its the key to business survival. That’s why it’s critical to maintain a level of working capital that allows you to make it through those crunch times and continue to operate the business. Simply put, cash flow management means delaying outlays of cash as long as possible while encouraging your customers to pay it as quickly as possible. Understanding cash flow: Positive cash flow: This occurs when the cash entering into your business from sales, accounts receivable, etc. is more than the amount of the cash leaving your…
First Down Funding – Industry Leader in Small Business Funding
March 23rd at 9:43pm
Small business funding is an advanced version of providing funding with fixed financing for small businesses. It’s an innovative way to provide business funding with a faster and easier application process throughout the United States. It is intended to quickly give your funding as compared to typical business funding. Fixed financing for small businesses leverages an advanced funding process that goes beyond the business owner’s credit score. Your regular transactions, as well as your business cash flow, play an important role in approving your application. First Down Funding offers fixed financing small business funding on daily, weekly and monthly repayment…
QUESTIONS TO ASK BEFORE GETTING BUSINESS INSURANCE
January 26th at 3:56pm
Business insurance coverage protects businesses from losses due to events that may occur during the normal course of business. There are many types of insurance for businesses including coverage for property damage, legal liability and employee-related risks. Most types of business insurance are optional and some are only recommended for certain types of businesses. However, while not required by law, a property and casualty insurance policy is highly recommended for all business owners. Further, your landlord may require you to carry property insurance. Business Insurance: The Questions You Should Ask What type of business insurance policies should I consider? How much coverage do I need? What experience do you have with business of my kind?How do I make a claim?
BENEFITS OF DOING BUSINESS INTERNATIONALLY
January 12th at 3:46pm
International business also increases competition in domestic markets and introduces new opportunities to foreign markets. Global competition encourages companies to become more innovative and efficient in their use of resources. For consumers, international business introduces them to a variety of goods and services. Here are seven of the most common advantages involved with expanding your business on an international scale: New Revenue Potential. The Ability to Help More People. Greater Access to Talent. Learning a New Culture. Exposure to Foreign Investment Opportunities. Improving Your Company’s Reputation. Diversifying Company Markets. Looking for a small business funding that fits your business budget? contact First Down Funding for funding options.