Small Business Funding
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Working Capital

Small Business Working Capital Funding in the United States

When it comes to the day to day running of a small business, working capital is everything. Without this capital, businesses simply grind to a halt, unable to continue their operation.

And yet many businesses in the United States find themselves in this situation, unable to give themselves the funds they require to keep teams in the field and to keep everything running smoothly. This is not because they don’t want or need this capital, but because they cannot get a hold of it. Small businesses simply cannot receive this kind of funding from big banks.

This is why alternative options like First Down Funding provide such an advantage. With quick approvals and automatic deposits of funds, the entire process is remarkably straightforward and geared toward helping your business thrive.

Why Small Business Working Capital Funding Is Such a Popular Choice

We have found that small business working capital funding is a very popular choice among our clients. So why is this? Let’s take a look:

  • First Down Funding’s approval and application processes are quick and easy: You don’t have time to wait around hoping that your funding application will be granted. At FDF, we make sure that approvals are offered with swiftness and transparency and that funds are deposited in your bank right away.  
  • Most small business owners are very responsible when it comes to funding: There is an unfair perception of some small business owners in the United States as being “irresponsible” or somehow reckless. This is not the case, and, for the most part, business owners do not want to overstretch themselves, which makes short term working capital funding a popular choice.
  • Working capital challenges can spring up quickly: You might think you have the cash you need to get by, but a missed payment from a high value client or a sudden repair might throw you off your rhythm. When this happens, quick access to working capital is crucial.
  • Working capital gives organizations space to breathe: No one wants to be caught short, no one wants their business to be rendered ineffectual by a lack of cash flow. By acquiring short term funding in this way, business owners have the breathing space they deserve.
  • Alternative funding products often feature flexible repayments: Business owners do not want to be tied down into rigid, inflexible payment schemes. Fortunately, alternative funding providers tend to be more in tune with the needs of their clients and they offer payment schemes that reflect this.

How Does the First Down Funding Working Capital Process Work?

Clients love our approval process because it is so simple and straightforward. However, it is still important for prospective applicants to understand what they can expect from this process. 

1. Apply online

You have probably seen the links to our online application service right here on the website. Clicking these links will take you to our quick application service, which typically takes around 100 seconds of your time. That’s right — in less than two minutes you could have your application submitted and underway.

2. Await approval

The team at First Down Funding recognize how important it is for small businesses to achieve the flexibility and agility they need to thrive in the market. This is even more important when it comes to working capital, which is generally needed very quickly and without delay. Approval is usually granted within 24 hours.

3. Receive the funds

We strive to make the entire process as quick and straightforward as possible, which means you will receive your funds sooner rather than later. Typically, this will be only a few hours following approval.

4. Begin a working relationship

We pride ourselves on getting to know our clients and their needs and then working hard to make sure those needs are met. This is why we put our small business expertise to good use, offering full consultation and other services so you can get the best out of the funding you receive.

5. Use your funding as you see fit.

Clients have many different uses for working capital funding. Most of these uses are low cash value, short term uses, such as:

  • Settling debts
  • Paying for emergency repairs
  • Taking advantage of limited-edition discounts on materials
  • Driving marketing and advertising
  • And many more

Each business is unique, and your own motivations for pursuing a short-term working capital funding package may not be listed above. Whatever you need, and whatever your reasons, get in touch with us. We are always on hand to help you find the path you need to reach success and stability.

Perhaps you’re ready to apply already? Hit the button below to begin.


Small Business Funding
The Best for your Small Business

Get Pre Approved in Minutes!