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PUT THE POWER OF TECHNOLOGY TO WORK FOR YOUR SMALL BUSINESS

PUT THE POWER OF TECHNOLOGY TO WORK FOR YOUR SMALL BUSINESS

Using technology to your advantage will help you maximize the resources of your small business, enhance employee productivity and better serve your customers. As your online marketing partner, web business are ready to help your business reach its full potential. Technology solutions can help you make the most of your budget and resources. Here are... View Article ...
HOW TO STAY IN BUSINESS DURING COVID-19 CRISIS

HOW TO STAY IN BUSINESS DURING COVID-19 CRISIS

While federal, state, and local lawmakers mull over additional aid, Mills recommends that small business owners: Apply for the Small Business Administration funding. In addition to the disaster funding, which only apply to businesses in states that have declared emergency status, some state governments are offering aid packages. Explore private sector programs and fintech products.... View Article ...
CORONAVIRUS STIMULUS PACKAGE IS READY

CORONAVIRUS STIMULUS PACKAGE IS READY

The White House and Senate leaders have finally agreed to a sweeping $2T stimulus package for the U.S. economy as the country grapples with the fallout from the coronavirus pandemic. The precise details of the fiscal package are yet to be disclosed, though it is expected to include around $350B in small business funding and a further $500B for distressed companies,... View Article ...
HOW TO KEEP YOUR CLIENTS DURING THE CORONA VIRUS CRISIS

HOW TO KEEP YOUR CLIENTS DURING THE CORONA VIRUS CRISIS

Even if you need to close due to health and safety concerns, there are ways to keep serving your customers during the coronavirus outbreak. Here are some strategies you can apply to your small business: Communicate proactively with your customers The situation is evolving rapidly, and no one is quite sure what news each day... View Article ...
WHAT YOU NEED TO KNOW ABOUT BUSINESS CREDIT SCORES

WHAT YOU NEED TO KNOW ABOUT BUSINESS CREDIT SCORES

Just as a FICO score measures your personal creditworthiness, your business credit score is a numeric representation of your company’s creditworthiness. The information on your business credit report is used to produce the score, and business funders use it when they’re considering your credit application to predict how likely you are to pay them back... View Article ...
TYPES OF INSURANCE FOR SMALL BUSINESSES

TYPES OF INSURANCE FOR SMALL BUSINESSES

Small business insurance is important for all small business owners to have. It’s the coverage you need to protect the livelihood you’ve worked so hard to build. The right small business insurance will help cover expensive damage and lawsuits from accidents, natural disasters, professional errors, workers compensation claims and more. Any small business, regardless of... View Article ...
HOW TO FIND THE RIGHT BUSINESS PARTNER

HOW TO FIND THE RIGHT BUSINESS PARTNER

When you are considering joining businesses with another person, there is a lot to be considered before you sign on the dotted line. If you are married, think back to when you first met your spouse. Most people refer to going into business together like a marriage. And, in many regards, they are correct. Both... View Article ...
SMALL BUSINESS TAX PLANNING

SMALL BUSINESS TAX PLANNING

If you’re a business owner, then tax season can bring on a whole new set of tax-related challenges. Fortunately, there are a number of valuable tax filing strategies to maximize credits and deductions that can benefit a business owner. The federal government levies four basic types of business taxes: income tax, self-employment tax, taxes for employers, and... View Article ...
HOW TO PREPARE  FOR SMALL BUSINESS FINANCING

HOW TO PREPARE FOR SMALL BUSINESS FINANCING

Traditional bank funding can be hard to attain, especially for a business acquisition. This is rarely the only form of funding, however, and often involves funding or seller financing in addition. Assumption of debt: With this financing option, you essentially purchase both the business’s assets and liabilities. Planning is the key to getting that business... View Article ...
WHY IS YOUR BUSINESS CREDIT SCORE IMPORTANT

WHY IS YOUR BUSINESS CREDIT SCORE IMPORTANT

A business credit score tells funders how likely you are to repay them in a timely fashion. Your scores can be found at Dun & Bradstreet, Equifax and Experian. These scores may help you secure better terms the next time you apply for small-business funding or get an insurance policy for your business. The same way your personal credit score is the key... View Article ...
BEST BANKS FOR YOUR SMALL BUSINESS

BEST BANKS FOR YOUR SMALL BUSINESS

Having a good bank relationship can benefit you here because if the bank understands your business they may be able to understand fees or you could negotiate lower fees with them.  Many businesses have a bank but do not have a banker. Nurturing a good bank relationship can lead to various benefits for your business that can help it grow.... View Article ...
Expand Your Business with Merchant Cash Advance

Expand Your Business with Merchant Cash Advance

Cash flow issues are a concern for most small and mid-sized business owners. In fact, many small business owners find it difficult to manage growth because of concerns about funds. Having access to the right funding makes it easier to support business growth. There are many different choices out there, but a merchant cash advance might be one you want to... View Article ...
HOW TO GENERATE MORE LEADS FOR YOUR BUSINESS

HOW TO GENERATE MORE LEADS FOR YOUR BUSINESS

Every company wishes it had more customers, and there are only two ways of making that happen. Either you reach out to potential prospects or people come to you. The following ideas can be used by businesses of all sizes and most industries. The key is to test and modify to make them work for your... View Article ...
IS YOUR BUSINESS READY FOR FINANCE GROWTH?

IS YOUR BUSINESS READY FOR FINANCE GROWTH?

Growth is crucial to the long-term survival of a business. It makes it easier to acquire assets, attract new talent and fund investments. It also drives business performance and profit. Many business owners appreciate that growth is an essential part of building a sustainable business. They also know that trying to grow too fast has... View Article ...
BEST WAYS TO MANAGE SMALL BUSINESS DEBT

BEST WAYS TO MANAGE SMALL BUSINESS DEBT

Businesses, like individuals, sometimes suffer from too much debt. Taking on the right amount of debt – and at the right time – can mean the difference between a business that struggles and one that succeeds. According to the U.S. Small Business Administration (SBA), roughly 50 percent of small businesses fail within their first five years, largely because of... View Article ...
THE MOST POWERFUL BUSINESS WOMEN IN AMERICA

THE MOST POWERFUL BUSINESS WOMEN IN AMERICA

The number of women-owned businesses increased nearly 3,000% since 1972. Not only that but between 2017 and 2018 women started an average of 1,821 new businesses per day in the U.S. Here are other facts: More than 11.6 million firms are owned by women, employing nearly 9 million people, and generating $1.7 trillion in sales as... View Article ...
Commercial Funding – Best Way to Grow Your Business

Commercial Funding – Best Way to Grow Your Business

Whether you are planning to have a start-up or need finances to meet basic business operational needs such as purchasing equipment to use in the production process, commercial funding can be beneficial. These are short-term funding that are usually obtained by partnerships, corporations, and business enterprises. Moreover, commercial loans cannot be used for personal needs.... View Article ...
Bridge Financing – 360° Investment

Bridge Financing – 360° Investment

Bridge financing is a financial tool that provides assistance to cover the cash flow gaps for the recovery of funding and invoices. It guarantees secured investment and gives you back to upgrade your small scale company. This cash permits the local business owners to continue their daily business activities without any hassle. Hence, this funding... View Article ...
BALTIMORE: LOWER COSTS BETTER VIBE FOR STARTUPS

BALTIMORE: LOWER COSTS BETTER VIBE FOR STARTUPS

Greater Baltimore is one of the best metros for growing new ventures.  The Region’s opportunity share of new entrepreneurs ranks 2nd among the largest metro regions in the U.S.  Baltimore’s talent pipeline is fueled by the city’s prestigious academic institutions, including Johns Hopkins University, Loyola University, and the University of Maryland, Baltimore, which host entrepreneurship and... View Article ...
WALL STREET: TODAY’S UPDATE AND KEY POINTS TO KNOW BEFORE INVESTING

WALL STREET: TODAY’S UPDATE AND KEY POINTS TO KNOW BEFORE INVESTING

The Dow Jones plummeted 281 points today,. Traders and investors are taking a close look at the market after President Trump said he might favor waiting until after the 2020 election to make a China trade deal. The Dow Jones Industrial Average fell the most, weighed down by weakness in Apple stock and Intel stock.The market... View Article ...
MERCHANT CASH ADVANCE – FINANCING WORTH TAKING

MERCHANT CASH ADVANCE – FINANCING WORTH TAKING

Seeking financial support from friends, family, or traditional banks come up with great perks; that’ s why entrepreneurs run after alternative funding organizations because of its numerous benefits.  They offer several investment programs for the promotion and establishment of local businesses, but as an entrepreneur, you should see which mortgage will suit your small scale... View Article ...
THE CRUISE BUSINESS IS BOOMING

THE CRUISE BUSINESS IS BOOMING

Cruises have always been an important part of the travel economy, and a a very popular one amongst Americans.  Each year, more than 11 of millions of Americans go on cruises, in general, every fifth resident of the United States visited the cruises. Since the recovery from the 2008 recession, the cruise business has been booming. Industry... View Article ...
SHOULD YOUR BUSINESS ACCEPT BITCOIN?

SHOULD YOUR BUSINESS ACCEPT BITCOIN?

There’s a great story known by bitcoin enthusiasts, and one that raises the question if bitcoin is an investment asset or a currency.  In 2010 Laszlo Hanyecz made a request to a bitcoin forum to buy a pizza with 10,000 bitcoins, he even expected two pizzas, to his surprise he found someone that took him up... View Article ...
First Down Funding – When Do Short-Term Business Funding Make Sense for Your Business?

First Down Funding – When Do Short-Term Business Funding Make Sense for Your Business?

There was a time not too many years ago when the local bank was the only place to get small business funding. For a number of reasons, that isn’t always the case today. In fact, funding purpose, credit profile, and other factors play an important role in determining where a small business owner should look... View Article ...
AMAZON VS. ALIBABA

AMAZON VS. ALIBABA

Two giants dominate the world’s e-commerce market.  Both without a storefront and relying only on their loyal online customer base.  Amazon and Alibaba are these notable players, Jeff Bezos and Jack Ma respectively founded the companies that influence consumers pricing and product demand.  While Amazon is king for American consumers and Alibaba is a the... View Article ...
THE FITNESS BUSINESS HITS $30 BILLION

THE FITNESS BUSINESS HITS $30 BILLION

The fitness industry is booming and shows no signs of slowing down.  An average of 20% of Americans have gym memberships, and the demand for health foods is increasing by 10% each year. Here are key elements that every investor and entrepreneur should consider before investing in this industry. 1. Health insurance costs The rising... View Article ...
POOR CREDIT SCORE – A ROADBLOCK TO PROGRESS

POOR CREDIT SCORE – A ROADBLOCK TO PROGRESS

An ideal or excellent credit score is essential in the borrowing world. As good credit record opens the door of opportunities for an entrepreneur to avail a variety of services by any alternative funding organization similarly the poor credit history can result in the seizing of your assets, charged-off accounts, no funding approval or credit... View Article ...
Your Part In Boosting Business With Small Funding Organizations

Your Part In Boosting Business With Small Funding Organizations

For an entrepreneur, access to small funding organizations is super easy as they have a team of professionals who are dedicated to practicing robust strategies for the provision of a variety of funding. As these organizations are aimed to boost local businesses, that’s why their funding are uniquely designed to fulfill their needs. Because all... View Article ...
THE FUTURE OF THE FILM INDUSTRY

THE FUTURE OF THE FILM INDUSTRY

The film business has been a glamorized dream for many and a booming industry for others.  Movie studios had for many years a business model that was set on a series of protocols and rules that was tightly controlled by their executives.  However, in the last 5 years, digital streaming has changed those rules and the... View Article ...
TESLA – MUSK – BERLIN – AN INSPIRATION TO YOUR BUSINESS

TESLA – MUSK – BERLIN – AN INSPIRATION TO YOUR BUSINESS

Elon Musk, Tesla’s CEO has announced that the company has chosen Berlin to build its first European giga factory.  This follows the company’s large investment in China to build electric cars and lithium-ion batteries in Asia. As the demand in Europe and Asia increases for electric cars, Mr. Musk’s new announcement not only is a... View Article ...
Enlarging business with short term business fundings

Enlarging business with short term business fundings

Start-up demands finance for investing in real state, purchase of working capital and machines, hiring new staff and eventually the marketing of your product. However, finding an authentic financing funder for your newly born business is crucial. This financial support comes up with complicated documentation and rigid repayment terms and policies. Therefore, the First down... View Article ...
High Street Funders – At The Service Of Your Dream Project

High Street Funders – At The Service Of Your Dream Project

High street lenders or alternative funding organizations are the real driving force behind the establishment of local businesses all across America. They have been in the world of finance for not more than years but their passion to not only boost local business but their recognition globally as well have made small scale companies 80... View Article ...
Fundamentals of unsecured funding

Fundamentals of unsecured funding

Unsecured financing – your ultimate choice An unsecured funding is basically, where there is a promissory note. It is also referred as a signature funding, where you just sign a contract which says that you will pay back the money, but the funder has no collateral. So, it is essential to know aspects associated with... View Article ...
A Financial Fix For Tough Economic Times

A Financial Fix For Tough Economic Times

Financial support to entrepreneur does not only provide strength to its business but takes it to skyrocketed success as well. The investment in terms of funding is provided with short time or long term repayment plans that include monthly installments, but it can be negotiated and shifted to the daily and weekly deduction. Then, there... View Article ...
Embrace Small Funds For Powerful Empire

Embrace Small Funds For Powerful Empire

A substantial amount is significant for setting-up the inborn commercial and daily business operations as well. There are multiple loans provided by the alternative funding organizations, and each is designed with its particular application. They all are organized to not only cover your immediate need of cash but also to improve your credit score. However,... View Article ...
Short Term Credits

Short Term Credits

Investment to start-up is like birds to feathers because they can’t fly without feathers. Similarly, a massive investment is vital in organizing a set-up. This financial support is employed for buying site area, covering daily business operations, and clearing debts. However, it is sturdy and sometimes confusing to choose the right type of funding for... View Article ...
Safeguard Your Finances With Small Funding

Safeguard Your Finances With Small Funding

It is nearer to impossible to run start-up smoothly because it is influenced by the efficient daily business operations and significant revenues along with timely repayment to set good credit record. All this demands continuous cash flow that is sometimes challenging to maintain due to many reasons such as late payment made by the client,... View Article ...
How can one improve the credit score?

How can one improve the credit score?

There are only two types of credit out there, one is good credit, and another is bad credit. Good credit is anything you buy that increases in value, a house is a good investment using credit because it is a substantial investment you don’t want to tie up that much capital. You borrow the money... View Article ...
All-In-One Funding

All-In-One Funding

As we know, the importance of strong financial support for local businesses. This investment as the term of funding leverages the entrepreneurs in finding real state and purchase all necessary things for a new set-up. However, sometimes it becomes difficult to repay this funding on time due to specific reasons such as no or less... View Article ...
Establishing businesses with small funds

Establishing businesses with small funds

Financing can be difficult in any economic climate, whether you are looking for start-up resources, growing assets, or hanging on cash at the time of crisis. Therefore, as an entrepreneur, you always look for the best financial solutions that fit your inborn businesses. Seeking funding from big banks comes up with two major issues: first... View Article ...
Are you hard-pressed in choosing ultimate financing?

Are you hard-pressed in choosing ultimate financing?

The first and the foremost question that comes in your mind while starting a business is how you will pitch to gain perfect investment. No doubt, organizing and running start-ups smoothly without any financial support is a myth. Besides, choosing the right financing for your new business is an ultimate challenge because there are several... View Article ...
Is financial support with bad credit possible?

Is financial support with bad credit possible?

Financial support assists you in the growth and expansion of your business. However, this support depends on your credit history. If your credit record is good or ideal, then you can qualify for your required funding even from big banks without any difficulty. But in case of bad credit history, the approval of any funding... View Article ...
BIO HACKING – MODERN SCIENCE FOR TODAY’S ENTREPRENEURS

BIO HACKING – MODERN SCIENCE FOR TODAY’S ENTREPRENEURS

Any entrepreneur knows that having a slight edge over the competition makes a world of difference.  Many industries are over saturated, in many metropolitan areas customers are overwhelmed by the supply of services and products, and on top of everything digital advertising has created distraction everywhere you go.  It’s a challenge for business owners to multitask and... View Article ...
BEST CITIES TO START A BUSINESS IN AMERICA

BEST CITIES TO START A BUSINESS IN AMERICA

Today, more than 15.3 million people in the U.S., or nearly 10 percent of the labor force, work for themselves. And there is always room in the market for new ideas, products, services and multi-million-dollar success stories — if one knows where to look. If you’re looking to start your own small business, where you... View Article ...
High Street Funders – A Home To Entrepreneurs

High Street Funders – A Home To Entrepreneurs

Genuine financial support is the word that comes in the mind of local business owners when we talk about alternative funding organizations. There is no denial of this fact that these organizations are places; entrepreneurs call them home proudly. The traditional banks provide fewer investment plans that have strict approval systems plus tricky repayment programs.... View Article ...
Bridge financing – staying away from financial crisis

Bridge financing – staying away from financial crisis

Running start-up smoothly without having credit either good or bad is a myth. As it is near to impossible even for mega projects to not have a financial crisis at the early stages of the business. Meeting all the basic requirements of your business operations by earning revenues is a time taken process and this... View Article ...
FINANCING BEYOND THE ORDINARY

FINANCING BEYOND THE ORDINARY

In this fast-moving world, time is a primary concern of everyone, and when you are an entrepreneur, it is the real wealth that open gateways for a successful business. Besides, start-ups demand massive investment that comes up with its repayment plans that include monthly installments for that you need to visit funding organization plus reminder... View Article ...
Long term financing: What is best for the businesses?

Long term financing: What is best for the businesses?

Securing finance for the growth and development of local businesses is exceptionally tricky and annoying. Besides, without applying for financial support from funding organizations, you cannot run your business operations smoothly. There is a variety of funding to choose from, but it is hard to figure out which one fits the need of your business.... View Article ...
Finance options for people having bad credit

Finance options for people having bad credit

Having bad credit or poor credit history is not an issue as it enables and encourages local businesses to stay in the market. However, seeking the right financing option at the time of the financial crisis is severe. In this regard, there are many types of funding, such as bridging funding, asset-based funding and short... View Article ...
How to get funding for expanding business?

How to get funding for expanding business?

Whether SME or MNC, both have aim to grow their businesses. However, access to financing is an essential requirement for enterprises seeking new markets and expansion plans. This funding increases not only the development of the company’s volume but intensifies productivity rate as well. In this regard, the First Down Funding provides business expansion funding... View Article ...
DO YOU NEED SMALL BUSINESS FUNDING? REVIEW THIS SHORT LIST

DO YOU NEED SMALL BUSINESS FUNDING? REVIEW THIS SHORT LIST

If you are not sure whether to take a business funding, asking for advice can be met with a variety of opinions.  Conservative business owners may say that a slow growth strategy can be the best option to avoid risk, while aggressive entrepreneurs will rush to seize opportunities and have the funds to grow quickly.... View Article ...
FINANCING FOR THE FARMING BUSINESS

FINANCING FOR THE FARMING BUSINESS

Today, there are about 2 million farms in operation in the US, a steep decline from 1935, when the number of farms peaked at nearly 7 million.  Yet is a vital sector of our economy. How much does it cost to start a small farm? Starting cost of a small farm are between 600-10000$ and more. The cost greatly depends on your expectations, equipment, how much manual... View Article ...
Why Choose Commercial Financing?

Why Choose Commercial Financing?

It is challenging if you are running your business without taking any financial support from big banks or alternative funders because even established companies seek substantial investment for their business needs. And in case of an inborn business, it is a myth, but it is sometimes tricky and confusing to choose the right funding option... View Article ...
Alternative Funding Organization – A Ladder To Success

Alternative Funding Organization – A Ladder To Success

The traditional banks have been ruling over the decades for providing financial support to established companies only. However, the foundation of alternative funding organizations changed the game by giving entrepreneur-friendly services and have made them the ultimate driving force of America’s economy over the past few years. They do not only provide professional guidance to... View Article ...
How High Street Funders Set Their Bar High?

How High Street Funders Set Their Bar High?

There is no doubt that with the rise of alternative funding organizations, local businesses grew and developed not only in the major cities but all across America. Today, they are contributing a significant part in its economy that was impossible in the past. But what is the reason for this change? What are the strategies... View Article ...
Bridge Advancing – Gateway Of Growth Opportunities

Bridge Advancing – Gateway Of Growth Opportunities

Running the inborn business smoothly is an uphill battle as it demands never-ending cash, which is nearer to impossible for inborn businesses. Besides, it depends on many factors such as substantial revenues, sales of various on-demand products, and the timely payments made by the clients. Therefore, alternative funding agencies offer bridge funding so that you... View Article ...
A Big Thumbs Up To High Street Funding

A Big Thumbs Up To High Street Funding

The traditional banks offer funding to established companies only, or they impoverish entrepreneurship, it is not a blame game but a fact. It is not like highbrows are talking, but alternative funding agencies are the real home for entrepreneurs. A place where they can not only seek professional guidance but avail varied and distinctive investment... View Article ...
DOING BUSINESS IN ILLINOIS

DOING BUSINESS IN ILLINOIS

There are more than 1.2 million small businesses operating in the state of Illinois. These businesses employ 2.5 million people, which is 45.1% of the state’s workforce and nearly 20% of the entire population. Small businesses account for 99.6% of the state’s private enterprise, making them a vital part of Illinois’s economy. Markets like Chicago... View Article ...
BEST SALES BOOKS FOR ENTREPRENEURS

BEST SALES BOOKS FOR ENTREPRENEURS

The Challenger Sale: Taking Control of the Customer Conversation, by Matthew Dixon and Brent Adamson  This book challenges (no, really) the notion that good salespeople are fundamentally relationship builders. Rather, it posits that a good salesperson is someone that challenges their customers. The book is based on studies of thousands of sales reps in varied... View Article ...
COMMON MARKETING MISTAKES

COMMON MARKETING MISTAKES

Marketing is only as effective as its execution. Properly considering the experience and message being sent to future and existing customers can make or break campaigns.  Common marketing mistakes and how to avoid them: Lack of Research and Testing. Skipping research and testing is one of the most common marketing mistakes that companies make.  Before... View Article ...
LONG TERM LOANS FOR YOUR SMALL BUSINESS

LONG TERM LOANS FOR YOUR SMALL BUSINESS

A long-term business funding is type of funding that is paid back over a longer period of time. The lender funding the borrower a set amount of money for business expenses, such as purchasing a commercial vehicle or real estate, buying equipment, or hiring new employees. Long-term funding can run for as long as 10... View Article ...
GENERATE MORE SALES DURING SLOW MONTHS

GENERATE MORE SALES DURING SLOW MONTHS

Merchants are constantly looking for new ways to incentivize their customers to spend during the slow seasons to help their bottom line. And slow seasons have the potential to overall negatively affect your business in several ways. Slow sales give competitors the chance to move in on your target market and make you less current within... View Article ...
Small Business Funding  through First Down Funding

Small Business Funding through First Down Funding

If you’re looking for cash advance or funding for your new small business setup, a first down funding may be the solution to solve your issues. An American based company located in the Historic Downtown District of Annapolis, MD, provides good options as compared to traditional companies. Business owners who wish for quick funding approval... View Article ...
PREQUALIFY FOR BUSINESS FUNDING

PREQUALIFY FOR BUSINESS FUNDING

Looking or business funding?  Apply online with First Down Funding.  Our fast processing allows you to see the many funding programs your business can qualify for.  Get pre qualified and then choose from the many options and rates. Get Prequalified for Business Funding – get on the fast track: Have your financial statements. Monthly bank... View Article ...
REBUILD CREDIT AFTER BANKRUPTCY

REBUILD CREDIT AFTER BANKRUPTCY

While a bankruptcy may impact your credit reports for a decade, you don’t need to wait that long to rebuild your credit. A bankruptcy doesn’t have to be a life sentence: Here’s how to start improving your credit scores today. In most cases, it takes approximately three to four months to complete a Chapter 7... View Article ...
HOW TO BECOME A MILLIONAIRE BY AGE 30

HOW TO BECOME A MILLIONAIRE BY AGE 30

It may seem like an impossible goal to be a millionaire at any stage of your life. However, that isn’t true. The earlier you start making smart financial decisions, the more likely you are destined to being a part of the millionaires club later in life. However, we are in an age where simply storing... View Article ...
HOW TO DECREASE YOUR BUSINESS EXPENSES

HOW TO DECREASE YOUR BUSINESS EXPENSES

In an uncertain economy when every penny counts, even the smallest increase in revenue or reduction in expenses can have an impact on company profitability. The good news is a large-scale company overhaul isn’t necessary. It’s often simple, common sense steps that improve the bottom line, especially for a small business. In Accounting terms, a... View Article ...
IS IT A GOOD IDEA TO USE CREDIT CARDS TO FINANCE MY BUSINESS?

IS IT A GOOD IDEA TO USE CREDIT CARDS TO FINANCE MY BUSINESS?

Using credit cards to fund your business is a a popular financing option for many new business owners. But is a really a good idea? A credit card is a line of credit from which you can borrow money at any time, up to your credit limit.Personal funding is a fixed funding which you repay in equal installments for a predetermined period of time. A credit... View Article ...
HOW TO MANAGE CASH FLOW

HOW TO MANAGE CASH FLOW

Whether your business is growing or struggling, managing your cash flow effectively is absolutely essential, and for many, its the key to business survival.  That’s why it’s critical to maintain a level of working capital that allows you to make it through those crunch times and continue to operate the business. Simply put, cash flow management... View Article ...
First Down Funding – Industry Leader in Small Business Funding

First Down Funding – Industry Leader in Small Business Funding

Small business funding is an advanced version of providing funding with fixed financing for small businesses. It’s an innovative way to provide business funding with a faster and easier application process throughout the United States. It is intended to quickly give your funding as compared to typical business funding. Fixed financing for small businesses leverages... View Article ...
QUESTIONS TO ASK BEFORE GETTING BUSINESS INSURANCE

QUESTIONS TO ASK BEFORE GETTING BUSINESS INSURANCE

Business insurance coverage protects businesses from losses due to events that may occur during the normal course of business. There are many types of insurance for businesses including coverage for property damage, legal liability and employee-related risks. Most types of business insurance are optional and some are only recommended for certain types of businesses. However, while not required by law, a property and casualty insurance policy is highly... View Article ...
BENEFITS OF DOING BUSINESS INTERNATIONALLY

BENEFITS OF DOING BUSINESS INTERNATIONALLY

International business also increases competition in domestic markets and introduces new opportunities to foreign markets. Global competition encourages companies to become more innovative and efficient in their use of resources. For consumers, international business introduces them to a variety of goods and services. Here are seven of the most common advantages involved with expanding your business on an international scale: New Revenue Potential.  The... View Article ...
BEST CREDIT CARD PROCESSING COMPANIES

BEST CREDIT CARD PROCESSING COMPANIES

A merchant account is an account that enables merchants to process online credit and debit payments. … According to a designated schedule as determined by your payment gateway, the funds are automatically transferred from your merchant account into your business bank account, which you set up for yourself The average credit card processing cost for... View Article ...
INCREASING BUSINESS CREDIBILITY

INCREASING BUSINESS CREDIBILITY

Why credibility? Think about the startup entrepreneur who is trying to convince a team of stakeholders and investors to pursue a new and innovative idea without a proven concept. Or the entrepreneur who runs into production problems and needs his business partners to extend credit for a few days, weeks or even months. Without a doubt,... View Article ...
HOW TO SECURE YOUR RETIREMENT

HOW TO SECURE YOUR RETIREMENT

Getting solid financial footing requires you to focus on the most important elements of your money: saving and investing. Retirees need to know how to generate enough income to maintain their lifestyles without exposing their assets to too much risk. Social Security is obviously a key source of steady cash, and some retirees also have... View Article ...
LEASE OR BUY YOUR BUSINESS LOCATION?

LEASE OR BUY YOUR BUSINESS LOCATION?

There are many factors every small business owner needs to consider when getting ready to make the decision whether to buy or rent a business facility. Once a business owner determines his or her facility needs and searches for and locates the right facility, it’s time for another decision regarding the business property: Do you buy or rent... View Article ...
HOW TO AVOID RETURNS AND CANCELLED ORDERS

HOW TO AVOID RETURNS AND CANCELLED ORDERS

If you are an online seller wishing to minimise your returns and work towards eventually eliminating them, here are a few tips that will assist you in the process:  Send out crystal clear information: Write a thorough product description that delves into all of the specifications of your product. It will help the buyer in... View Article ...
BRILLIANT QUOTES FROM LEE IACOCCA

BRILLIANT QUOTES FROM LEE IACOCCA

Lee Iacocca is an American automobile executive best known for spearheading the development of Ford Mustang and Pinto cars, while at the Ford Motor Company in the 1960s, and then later for reviving the Chrysler Corporation as its CEO during the 1980s. He served as President and CEO of Chrysler from 1978 and additionally as chairman from 1979, until his retirement at the end... View Article ...
RESTAURANT BUSINESS IN CALIFORNIA

RESTAURANT BUSINESS IN CALIFORNIA

The Restaurant industry in California has experienced considerable growth in recent years as revenue has climbed at an annualized cost of 2.2%. Industry revenue now sits at an estimated $71.0 billion in California, the highest restaurant revenue of any state in the country. The industry has benefited from rising disposable income and a growing number... View Article ...
LEARNING HOW TO PRICE YOUR PRODUCTS

LEARNING HOW TO PRICE YOUR PRODUCTS

These are the four basic strategies, variations of which are used in the industry. Apart from the four basic pricing strategies — premium, skimming, economy or value and penetration — there can be several other variations on these. A product is the item offered for sale. A product can be a service or an item... View Article ...
FUNDING YOUR BUSINESS MARKETING

FUNDING YOUR BUSINESS MARKETING

Here are ten marketing strategies that can help you market your small business on a shoestring budget. Craft an elevator pitch. You should be marketing all the time — wherever you are. … Leverage your community.  Collaborate.  Network.  Give a speech.  Create buzz.  Ask for referrals.  Build relationships. If you are looking for a larger... View Article ...
CAN YOU START A BUSINESS WITH $100?

CAN YOU START A BUSINESS WITH $100?

People do many odd jobs to pay the bills, and no matter what your skills are, there are ways to put them to work. It doesn’t matter if you’re a handyman or an online marketing expert — you can still make extra money on the side.   You can start countless businesses with less than $100. Here... View Article ...
BEST BUSINESS OPPORTUNITIES IN TEXAS

BEST BUSINESS OPPORTUNITIES IN TEXAS

Several people state that Texas is a great state to start and run a business. In fact, its culture, weather and lifestyle choices are paving the way for the business owners and employees to work hard, earn a living and enjoy the fruits of their labor. Other than this, its excellent geographic location, highly skilled... View Article ...
HOW TO GET A LOW INTEREST BUSINESS FUNDING

HOW TO GET A LOW INTEREST BUSINESS FUNDING

Low-interest business funding options include SBA funding and online loans. You’ll need good credit and strong finances to qualify. As a business owner with good personal credit and strong financials, it’s easier to qualify for cheap financing — meaning you can borrow money at a lower annual percentage cost. The average cost of working capital on a conventional small-business funding is around 4% to 6%. That said, cost of working... View Article ...
CREATING A FASHION BRAND

CREATING A FASHION BRAND

Fashion brand is a retail or wholesale setup which sells pret-a-porter (ready-to-wear) clothing or accessories, whereas Fashion Label is basically a setup run or founded by a Fashion Designer and mostly caters clients with customisable garments, i.e. made-to-measure. If you are ready to start a fashion business (whether part-time or full-time) consider these key points for starting a successful clothing... View Article ...
DOES THE ECONOMY AFFECT THE HOUSING MARKET?

DOES THE ECONOMY AFFECT THE HOUSING MARKET?

The housing market is influenced by the state of the economy, cost of working capitals, real income and changes in the size of the population. As well as these demand-side factors, house prices will be determined by available supply. When economic times are good, certain parts of the housing market usually see healthy growth. …... View Article ...
BUSINESS FUNDING WITH BAD CREDIT

BUSINESS FUNDING WITH BAD CREDIT

Qualifying for small business funding when you have bad credit can be difficult but not impossible. As shown above, there are plenty of funders willing to overlook bad credit if you are strong in other areas like cash flow. Traditional funders like credit unions and banks prioritize credit scores in their applications so you likely... View Article ...
HOW TO PREPARE TO REFINANCE YOUR BUSINESS DEBT

HOW TO PREPARE TO REFINANCE YOUR BUSINESS DEBT

Obtaining new funding, at better cost and terms, to pay off your existing funding is small business funding refinance. By refinancing your business funding, you may be able to reduce the cost of working capital of your funding, change the length of your repayment, or consolidate your small business debt. Some of the reasons that... View Article ...
HOW TO OVERCOME ADVERSITY IN BUSINESS

HOW TO OVERCOME ADVERSITY IN BUSINESS

Starting and running a business can be extremely challenging. Most entrepreneurs and managers find new obstacles to remove and towering barriers to scale every day of the week. We often encounter disruptive situations in our personal and professional lives such as a divorce, the death of a loved one, illness, the loss of a favorite... View Article ...
MEET LARRY ELLISON

MEET LARRY ELLISON

Lawrence Joseph Ellison is an American businessman, entrepreneur, and philanthropist who is a co-founder and the executive chairman and chief technology officer of Oracle Corporation. Here are some fun facts: 1. Larry Ellison, CEO of Oracle Corporation has an estimated net worth of US$ 41 billion dollars. The majority of this wealth is from the... View Article ...
GROW YOUR BUSINESS WITH BUSINESS FUNDING

GROW YOUR BUSINESS WITH BUSINESS FUNDING

Here’s a list of just a few of the reasons why business owners look for business expansion funding, and what you can use expansion funding for. Grow The Team. You might have just started with you and a few employees. Expand to a New Market. Expand a Product Line. Remodel or Pursue Commercial Real Estate.... View Article ...
CREATE A FINANCING STRATEGY

CREATE A FINANCING STRATEGY

A financing strategy establishes the fundamental steps of how an organization can achieve its financing targets, be it short term or long term. It involves a strategic plan as to how the organization can finance its overall operations. Strategic financial management has the role to establish that your organization will finance its operations to achieve each milestone and maximize its profits. … Also, it’s important to determine how... View Article ...
WHAT IS THE BEST BUSINESS CREDIT CARD?

WHAT IS THE BEST BUSINESS CREDIT CARD?

If you’ve got a business, new or old, big or small, you should consider getting a business credit card. Small businesses need access to credit, and these specialized business credit cards can be a great way to fund purchases, manage spending and help save money over time. The Best Business Credit Cards Capital One® Spark®... View Article ...
AMERICAN EXPRESS FOR SMALL BUSINESS

AMERICAN EXPRESS FOR SMALL BUSINESS

American Express and business often appear on the same page, and there is a good reason for that. Amex has a solid offering of charge cards and credit cards for small business. These cards let you take advantage of the well established customer programs provided by American Express, including the Membership Rewards® program, Global Dining... View Article ...
FINANCING FOR SMALL BUSINESS

FINANCING FOR SMALL BUSINESS

If your small business needs capital but doesn’t qualify for a traditional bank funding, there are several alternative financing methods and funders that may meet your needs. Here are some of the top financing options for small businesses. Community development finance institutions There are thousands of nonprofit community development finance institutions (CDFIs) across the country,... View Article ...
LEASE OR BUY YOUR BUSINESS CAR?  TAXES AND OTHER INFO

LEASE OR BUY YOUR BUSINESS CAR? TAXES AND OTHER INFO

If you are considering car leasing for your business, you may be wondering if it is better to lease or buy. Here are some factors to consider, including which one gives your business a better tax break. Here are some comparisons between leasing and buying a business vehicle: Ownership: This is different for businesses than for... View Article ...
THE ART OF SELLING

THE ART OF SELLING

Every business revenue relies one way or another in the ability to sell services or products.  Here are top tips from professionals on how to master the art of selling. 1. Learn to be comfortable interacting with others and try to develop a comfort level in talking with people you have never met. Joining a... View Article ...
BUSINESS CHARISMA

BUSINESS CHARISMA

We learn from small business leaders about the value of charisma in a small business, and what it takes to be an inspirational figurehead capable of achieving tangible results, whether that’s getting the best out of staff or winning new clients. Charisma can definitely be developed and is built through confidence of who you are... View Article ...
TOP SELLING BUSINESS BOOKS YOU MUST READ

TOP SELLING BUSINESS BOOKS YOU MUST READ

1. “Think and Grow Rich,” by Napoleon Hill Key takeaway: You can achieve anything you conceive and believe. Thoughts are things — and they are incredibly powerful. Focus on what you want to achieve and strengthen your resolve by having what Hill calls a “definiteness of purpose.” It’s also essential that you persist in the... View Article ...
BUSINESS TAX TIPS

BUSINESS TAX TIPS

Small business owners spend time each quarter reviewing invoices and receipts as a first step toward filing their taxes. But this process typically results in spending money rather than saving it.  In reality, tax time can be a time when you save money if you take advantage of all the small business tax deductions that... View Article ...
BUSINESS FUNDING 101

BUSINESS FUNDING 101

Before you sit down at a bank — or in front of a keyboard — to apply for business funding, there are a few questions you should ask yourself. How much money do you want to borrow? What is the funding for and why do you need it? Those might seem like obvious questions, but... View Article ...
RECESSION PROOF BUSINESS

RECESSION PROOF BUSINESS

The global financial crisis of 2007-2009, rewrote the rules about recessions. Many economists are now saying that there’s no longer such a thing as a recession-proof business. The best that employees can hope for is a recession-resistant business, meaning one with a better chance than most of riding out a recession Recession-Proof Industries Food and Beverage. No... View Article ...
BUSINESS INSURANCE

BUSINESS INSURANCE

Most small businesses need General Liability and Property Insurance at the very least. If you have employees, you’ll probably need Workers’ Compensation Insurance as well; most states require it. Commercial Auto is important if you or your employees drive for your business. Businesses need business insurance because it helps cover the costs associated with property damage and liability claims. Without business insurance, business owners may have to pay out-of-pocket for costly damages and legal claims against their... View Article ...
PLANNING FOR RETIREMENT

PLANNING FOR RETIREMENT

To live well in retirement, you no longer can rely solely on a company pension plan or Social Security. Instead, you will have to depend on how skillfully you plan and invest, and whether you make good use of tax-advantaged savings plans such as 401(k)s and IRAs. Approache retirement planning using an eight-step process: Set your retirement goals.... View Article ...
INVESTING IN THE STOCK MARKET

INVESTING IN THE STOCK MARKET

Many business owners like the idea of investing profits and diversifying their revenue portfolio. Investing in the stock market can be a good idea for your future. Consider the following before starting your investment venture. 1. Decide how you want to invest in stocks You may choose between Do-It-Yourself account or choose an investment firm... View Article ...
PAYROLL PRACTICES YOUR BUSINESS SHOULD CONSIDER

PAYROLL PRACTICES YOUR BUSINESS SHOULD CONSIDER

Payroll is one of the most crucial (but dreaded) tasks of any HR department. Not only is the collective payroll “check” likely the biggest expense your company incurs — it also goes to your most important payee: your team. Effective payroll practices keep your company’s finances on track and contribute to employee satisfaction. For all... View Article ...
FUNDING A REAL ESTATE BUSINESS

FUNDING A REAL ESTATE BUSINESS

When you’re first starting out in the real estate business, securing the capital you need to grow is a critical concern. Luckily, no matter your financial situation, there are a variety of options available to help new entrepreneurs shoulder start-up costs. We’ve outlined the most common ones below. 5 Ways to Finance Your Real Estate... View Article ...
BUILDING A SALES TEAM

BUILDING A SALES TEAM

In the business development world, you’re only as good as your sales team. One bad hire could cause you to lose out on lucrative contracts, while a team full of A-players can catapult your revenue far beyond your projections. Building a sales “dream team” begins during the recruiting process and continues throughout the employee lifecycle. Here are... View Article ...
HOW TO ADVERTISE IN FACEBOOK

HOW TO ADVERTISE IN FACEBOOK

On average, more than 2 billion people around the world use Facebook products every day . Through this large global audience, you can reach new and existing customers who want to know more about your business. How to advertise on Facebook Choose your objective. Log into Facebook Ads Manager and select the Campaigns tab, then click Create to... View Article ...
PREPARE YOUR BUSINESS FOR A NEW LOCATION

PREPARE YOUR BUSINESS FOR A NEW LOCATION

Moving your business to a new office location is a multi-step process that requires careful planning and several preparation steps. Starting the process early and maintaining open and frequent communication are the keys to a successful, and less stressful, move. Create a Timeline Create a timeline that includes all of the essential stages of your... View Article ...
HOW TO ADVERTISE ON GOOGLE

HOW TO ADVERTISE ON GOOGLE

You can grow your business with Google ads. Get in front of customers when they’re searching for businesses like yours on Google Search and Maps. Only pay for results, like clicks to your website or calls to your business. Google Ads can be daunting, especially for first-timers or those who haven’t had much experience. You... View Article ...
ONLINE MARKETING

ONLINE MARKETING

Today, the internet is used for pretty much everything – communication, learning, entertainment, shopping Plus, more and more people come online every day. In fact, there are currently 4.33 billion Internet users worldwide – and this number is increasing every second. This presents an unbelievable opportunity. Marketers have always gone wherever they can connect with people in order to promote... View Article ...
CASH FLOW CRUNCH?

CASH FLOW CRUNCH?

Cash flow is always an important element in the smooth and successful operation of your business.  Keeping track of your revenue and expenses, as well as all operating costs, is essential to project how much cash it needs daily to maintain and grow your business. Generating sales and managing operations are also important, but ensuring that... View Article ...
WANT TO FRANCHISE YOUR SMALL BUSINESS?

WANT TO FRANCHISE YOUR SMALL BUSINESS?

If you have a small business that can be easily replicated, then franchising may be one of the best ways to expand it at a fast pace. And if you tackle it the right way, you can pump up your profitability. Below is a list that can help you get started: Get organized. Think through... View Article ...
FRANCHISE YOUR BUSINESS

FRANCHISE YOUR BUSINESS

A franchise business is a business in which the owners, or “franchisors”, sell the rights to their business logo, name, and model to third party retail outlets, owned by independent, third party operators, called “franchisees“. Franchises are an extremely common way of doing business. Here’s how it works: the owner of a business (known as the franchisor) licensing to a third party (known as... View Article ...
ALL ABOUT EQUIPMENT FINANCING

ALL ABOUT EQUIPMENT FINANCING

Equipment finance is common business funding that is offered to help improve cash flow and also improve working capital. It typically involves a funder giving a business finance that is secured by a piece of equipment. Here are just some of the small business needs you can cover with equipment financing: Forklifts, workbenches, and conveyor belts Point-of-sale payment processing... View Article ...
INVENTORY BUSINESS FUNDING

INVENTORY BUSINESS FUNDING

If your business requires on-hand inventory, and looking to finance production or get business funding based on current inventory, the following information may be useful.   Inventory financing is an asset-backed, revolving line of credit or short-term funding made to a company so it can purchase products for sale. Those products, or inventory, serve as collateral for the... View Article ...
SMALL BUSINESSES IN USA – INTERESTING FACTS

SMALL BUSINESSES IN USA – INTERESTING FACTS

There are 30.2 million small businesses in this country, which comprise a whopping 99.9% of all United States businesses. As a note, we pulled this statistic from the SBA Office of Advocacy, which defines a small business as a firm with fewer than 500 employees ● Firms with fewer than 500 workers accounted for 99.7 percent of those businesses. ●... View Article ...
DOES THE FEDERAL RESERVE INTEREST RATE AFFECT YOUR BUSINESS?

DOES THE FEDERAL RESERVE INTEREST RATE AFFECT YOUR BUSINESS?

Before you understand how a change in federal reserve cost of working capital affects your business you should first know what the Federal Reserve is trying to do. The goals of Fed monetary policy are (1) support sustainable growth in the U.S. economy, (2) support high employment and (3) keep prices stable. The Fed accomplishes these... View Article ...
TYPES OF BUSINESS FUNDING

TYPES OF BUSINESS FUNDING

There are 6 main types of business funding: SBA funding, business lines of credit, invoice factoring or financing, business term funding, equipment financing, or a merchant cash advance option.  1. SBA Funding The USA’s Small Business Administration partially backs funding that range from $5,000 up to $5 million to help out small businesses, although the... View Article ...
DO NOT USE YOUR PERSONAL CREDIT CARD TO FINANCE YOUR BUSINESS

DO NOT USE YOUR PERSONAL CREDIT CARD TO FINANCE YOUR BUSINESS

Credit cards offer a quick way to get cash advances, purchase equipment, finance inventory, etc.  A quick phone call to your credit card company can cause an increase of your credit limit and can offer immediate availability of funds. However, as a business owner, you must know that in many cases, credit cards can become a problem if used... View Article ...
REASONS YOU SHOULD START A BUSINESS WHEN YOU ARE OVER 50

REASONS YOU SHOULD START A BUSINESS WHEN YOU ARE OVER 50

If you are over 50, do not let your age be an obstacle to start a business. Older entrepreneurs have many advantages over their younger peers. In fact, the fastest growing companies have been founded by people 45 years or older, and you may have the same opportunity to do the same. Here’s why: Many... View Article ...
How to establish business credit

How to establish business credit

Just like regular consumers, businesses can have credit reports and scores. Major business credit bureaus such as Dun & Bradstreet, Experian, and Equifax all keep a record of all payments and history of a business.  These reports are used by funders and other finance organizations to evaluate a business viability for funding and other financial transactions. If... View Article ...
What is the difference between short term and long-term business funding?

What is the difference between short term and long-term business funding?

Short-term and long-term funding refer to the repayment time set by the funder, in which funding is paid back. A short-term funding usually will be paid within a few months to a year, in contrast, a long-term funding repayment period can last a few to several years. The decision to apply for a short-term funding... View Article ...
BUSINESS LESSONS FROM RICHARD BRANSON

BUSINESS LESSONS FROM RICHARD BRANSON

As a wildly successful serial entrepreneur, Richard Branson is uniquely qualified to give advice to young people who aspire to start a business or side hustle. Branson himself dropped out of school at 16 to launch Student magazine, his first venture, in 1968. Here is some of his best advice: “The spirit of adventure will... View Article ...

VENTURE CAPITALISTS: GOOD FOR YOUR BUSINESS?

A venture capital fund is an investment fund made up of contributions from wealthy individuals or companies, who give their money to a VC firm to mange their investment portfolio for them and to invest in high-risk start-ups in exchange for equity. Often, the greatest obstacle between a great idea and a profitable business is... View Article ...
HOW TO ATTRACT INVESTORS

HOW TO ATTRACT INVESTORS

Before you even begin to consider outside investment, consider how you can launch the company and get to revenue before you have to raise money. Although it seems hard in the short-term, it’ll be better for you in the long-run in terms of your knowledge of the process, and building your own equity. Too many... View Article ...
MERCHANT CASH ADVANCE FOR SMALL BUSINESS

MERCHANT CASH ADVANCE FOR SMALL BUSINESS

A merchant cash advance (MCA) was originally structured as a lump sum payment to a business in exchange for an agreed-upon percentage of future credit card and/or debit card sales. … The term “merchant cash advance” may be used to describe purchases of future credit card sales receivables or short-term business funding. When you receive... View Article ...
WHAT IS LEVERAGED FINANCE?  IS IT APPLICABLE FOR YOUR BUSINESS?

WHAT IS LEVERAGED FINANCE? IS IT APPLICABLE FOR YOUR BUSINESS?

Debt is a source of funding that can help a business grow more quickly. Leveraged finance is even more powerful, but the higher-than-normal debt level can put a business into a state of leverage that is too high which magnifies exposure to risk. Financial leverage is favorable when the uses to which debt can be... View Article ...
SAVINGS IN AMERICA

SAVINGS IN AMERICA

The average American household has $175,510 in savings. That may sound like a lot, but an average can’t tell the whole story, since millions of families have nothing put away at all while others manage to be super-savers. Indeed, as it turns out, the median American household has only $11,700. 60 to 79.9 percent Average (all households): $133,770 Average (households... View Article ...
SBA FUNDING

SBA FUNDING

The US Small Business Administration 504 Funding or Certified Development Company program is designed to provide financing for the purchase of fixed assets, which usually means real estate, buildings and machinery, at below market rates. The SBA does not make direct funding to small businesses. Rather, the SBA sets the guidelines for funding, which are then made by its partners (lenders, community... View Article ...
CREATE A BUDGET FOR OFFICE EXPENSES

CREATE A BUDGET FOR OFFICE EXPENSES

No matter what type of business you own, you must understand what it takes to run an office and prepare a budget within a range that does not exceed the revenues of the business. A basic budget should include only expenses that are absolutely necessary to running the business. As revenues increase, you can adjust... View Article ...
HOW TO SAVE IN BUSINESS TRIPS

HOW TO SAVE IN BUSINESS TRIPS

Business travelers spend an average of $949 on airline costs, hotel fees, and other expenses during trips around the U.S. annually. Meanwhile, for every dollar spent, companies commonly see a $2.90 profit increase and a $9.50 rise in revenue. Check out 10 of the most effective ways to reduce your overall corporate travel spend. Tighten up your corporate travel policy.  Have... View Article ...
ONLINE RESOURCES FOR BUSINESS COACHING

ONLINE RESOURCES FOR BUSINESS COACHING

Whether you’re a business professional struggling to earn a promotion or an entrepreneur unsure of your next move, the right business coach can set you on a lucrative path to success. Here are a few of the top business coaching services available. 1. EMyth Best for: Entrepreneurs, small business owners 2. Jay Abraham Best for:... View Article ...
PAYROLL OPTIONS FOR YOUR BUSINESS

PAYROLL OPTIONS FOR YOUR BUSINESS

Did you know that 1 in every 3 small business owners gets penalized by the IRS for payroll errors?  Those fees and fines add up. When you add on the extra time and energy of figuring out the complicated payroll system, it suddenly doesn’t seem like a great place to cut costs. The 5 Best... View Article ...
HOW TO AVOID BANKRUPTCY

HOW TO AVOID BANKRUPTCY

Nobody thinks filing for bankruptcy is a great idea. Even quality bankruptcy attorneys will tell you it is a last resort. The fear, the shame, the guilt—it turns your world upside down. Although someone might do everything possible to avoid bankruptcy, sometimes good people still have to go through it. But it’s definitely not an... View Article ...
BEST SCHOOLS FOR FINANCE

BEST SCHOOLS FOR FINANCE

Having an MBA can help boost your salary, but having a specialized MBA in a field like finance can really improve your pay and job opportunities. While it might not be for everyone, the world of finance can put students on Wall Street, interacting with the best banking and corporate finance firms. Here are the... View Article ...
TOP GREATEST SALES PEOPLE OF ALL TIME

TOP GREATEST SALES PEOPLE OF ALL TIME

Want to improve your sales skills?  learn from the best below a short list of some of the Greatest Salespeople of All Time John H. Patterson .The founder and CEO of the National Cash Register Company was known to be a stern control freak. He was also the father of modern sales training. He was among the... View Article ...
FINANCING FOR YOUR RETAIL BUSINESS

FINANCING FOR YOUR RETAIL BUSINESS

Most every small business need funding and other types of financing, but as a retailer you’re in a unique position. Not only do you need capital to purchase and develop a storefront, but you also must secure inventory to last until you have the cash flow to purchase more. Here are some ideas to keep in mind. Keeping your supply... View Article ...
TIPS FOR BUSINESS TRAVELING

TIPS FOR BUSINESS TRAVELING

If you’re frequently on the road for work, use these tips to make the most of your time away from home. Business Travel Tips for Frequent Corporate Travelers Use only carry on bags. Lugging a large suitcase through a foreign city or having your luggage lost before your destination is no way to start a business... View Article ...
HOW TO REPAIR YOUR CREDIT

HOW TO REPAIR YOUR CREDIT

Living with bad credit in America today is possible, but it’s tough. Bad credit makes many things difficult, impossible, or more expensive.  Credit repair is critical to saving money on insurance, funding, and credit cards, but that’s not the only reason to repair your credit. A better credit score opens up new employment opportunities, even promotions and raises... View Article ...
FINANCING FOR RETAIL BUSINESSES

FINANCING FOR RETAIL BUSINESSES

Small retail businesses rely on borrowed capital to purchase inventory, buy fixtures, expand, or bridge seasonal cash flow gaps. Financing retail businesses like restaurants, grocers, and other merchants can be challenging depending on the nature of the particular business. A funding for retail businesses can cover day-to-day and seasonal small business expenses, including: Investing in... View Article ...
HOW THE WEALTHY SPEND THEIR MONEY

HOW THE WEALTHY SPEND THEIR MONEY

Almost all of billionaires‘ wealth lies in the companies they own, in stocks, or in real estate and other assets: “Billionaires don’t see money as something to spend on themselves. Money is there to invest and create. The world’s wealthiest people give a lot of their money away. Philanthropic giving is one of the primary... View Article ...
IS THE STOCK MARKET GOOD FOR MY RETIREMENT?

IS THE STOCK MARKET GOOD FOR MY RETIREMENT?

Every entrepreneur and business person should consider a plan for retirement. The stock market is one of those options that can be part of that plan. Stocks historically have produced long-term gains that are bigger than those of any other asset class. Since 1926, large stocks have returned an average of 10% per year. What’s... View Article ...
TIPS ON HOW TO BECOME WEALTHY

TIPS ON HOW TO BECOME WEALTHY

There are no secrets to becoming wealthy overnight, but there are some repeatable, proven, systems to help you become rich. Becoming wealthy has more to do with restraint and tenacity than it does brilliance or luck. How to Build Wealth in 10 Easy Ways Add Value. Something many self-made entrepreneurs have in common are that... View Article ...
HOW TO GET A MERCHANT ACCOUNT

HOW TO GET A MERCHANT ACCOUNT

A merchant account is an agreement between a merchant and an acquiring bank. This agreement allows the former to process and accept credit card payments. Creating a merchant account is in the merchant’s best interest. Even in the brick-and-mortar retailing, customers do not always have cash on them. So, the owners of such businesses have... View Article ...
PROTECT YOUR BUSINESS AGAINST FRAUD

PROTECT YOUR BUSINESS AGAINST FRAUD

Smaller firms, unfortunately, can be highly susceptible to incidents of fraud. Here’s some advice on protecting your company and instituting a policy to prevent external (and internal) theft. For small and mid-sized businesses, the vulnerability to fraud can be compounded because of the sometimes informal nature and the fact that fewer staff members can result... View Article ...
HOW TO IMPROVE YOUR CREDIT FOR BUSINESS FUNDING

HOW TO IMPROVE YOUR CREDIT FOR BUSINESS FUNDING

A strong business credit profile doesn’t just help you secure funding; it’s also important for attracting new business. Unlike with personal credit reports, anyone — including potential customers, partners and suppliers — can look at your business credit report. Those parties look at your report as an employer would an individual’s resume, says Amber Colley,... View Article ...
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