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Business funding
in Pennsylvania

Get up to $250,000 in cash to grow your small business in Pennsylvania

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    Small Business Funding in Pennsylvania

    Pennsylvania is one of the most economically diverse states in the U.S. Staying true to its agricultural roots, Pennsylvania ranks in the top 20 of overall agricultural production, and top five in many everyday items like apples, milk, and mushrooms.

    With this much production, agricultural business in Pennsylvania requires a lot of attention and is one of the many reasons business owners seek out the use of Small Business Funding. Farming equipment isn’t cheap and the offseason is long leading many of these farmers and others involved in this industry to use Small Business Funding from traditional financial institutions in PA to help make ends meet.

    With urban manufacturing centers like PittsburghPhiladelphia and Erie at the corners of the state, Pennsylvania is also a leader in innovation. Pittsburgh alone is home to eight Fortune 500 companies, while Comcast was founded and remains centered in Philadelphia. But alongside the larger corporations, small businesses thrive. The streets of these cities are lined with restaurants, grocers, and many other retail stores and businesses competing for the same customers.

    First Down Funding is one of the top options for obtaining Small Business Funding in Pennsylvania

    Apply for Small Business Funding

    Small Business in Pennsylvania

    Pennsylvania is one of the nation’s most historic states. As a major Northeastern state, Pennsylvania was one of the original colonies that founded the nation. For this reason, there are plenty of interesting tourist attractions and landmarks throughout the region. Pennsylvania is also well-known for its sports teams and famous cuisine – it’s an awesome spot to start a new business if you’re in the right type of industry. It’s important to choose the right city to start your new business in — you don’t want to be stuck in the wrong spot.

    Looking For A PennsylvaniSmall Business Funding?

    Apply Online and find out your financing options

    Apply for business funding

    Top Cities in Pennsylvania

    Philadelphia, Pennsylvania

    Philadelphia is by far the most famous city in the state of Pennsylvania. It plays home to some of the nation’s most prized historic artifacts – including the Liberty Bell. The city is well-known for its passionate sports fans and proud locals. The area experienced some of the most notable moments of the Revolutionary War. If you’re looking to start a business in a city with a large economy, Philadelphia is definitely one of your best options in the region. Firstt Down Funding is one of the favorites funders.

    Apply in Philadelphia

    Pittsburgh, Pennsylvania

    Pittsburgh grew famous for being the steel capital of the United States. But as the steel industry began to move overseas, Pittsburgh experienced serious economic troubles. The entire city suffered from the collapse of the regional steel trade. But now, decades later, Pittsburgh has grown into a powerful economic force. It has a diverse economy with a range of different industries present. Firstt Down Funding is one of the favorites funders in the city.

    Apply in Pittsburgh

    Allentown, Pennsylvania

    Allentown is another former manufacturing town that has managed to turn its economy around in recent years. It is now much more focused on the services industries. Retail also plays a major role in the city. First Down Funding is one of the top funders in Allentown.

    Apply in Allentown

    Erie, Pennsylvania

    Erie also suffered when the local industries declined as globalism took off. The city is now home to many insurance companies and services based businesses. Tourism is also an industry that is present in the region. First Down Funding is one of the favorites funders in the city.

    Apply in Erie

    Reading, Pennsylvania

    Reading is one of the poorest cities in the country, which makes it a good spot for someone looking to grow a small business. The area is extremely affordable and in need of investment. You’ll need to be the right type of business owner to make it work. First Down Funding is one of the top funders in the Reading area.

    Apply in Reading

    When to Take Funding in Pennsylvania and Why?

    The best time for your company to take funding is when you need a large lump sum of cash for business expenditures. Some use their funding money to improve marketing and advertising to bring in new clients. Others use their funding-obtained money to expand on their shops and properties, improving services for customers. When taking out Small Business Funding, you need a clear goal in mind so that the money benefits you. Many entrepreneurs apply for funding, receive the money and then spend it on frivolous things that aren’t advantageous to their companies. Before spending any money, have a solid objective for your business and know where every penny of that funding is going to be spent.

    What can fast, affordable and transparent Business Funding do for your Pennsylvania Business Today?


    Need help covering payroll in Pennsylvania?

    We Help Small Businesses With Working Capital Financing For Short & Long Term Projects



    First Down Funding specializes in structuring and approving cash advances for small to medium-sized business owners in Pennsylvania just like you. We have a large selection of merchant services that are designed to immediately help with all of your business’ needs. Our continuous growth allows us to give personal attention to each client’s specific needs and offer creative solutions. First Down Funding provides alternative business funding as well as the advice you need to keep your business thriving.

    How to Apply for a funding

    Small Business Funding application is different from personal funding. If your company is older and well-established, you should have no problem taking out a funding. You’ll need documentation of sales and expenditures associated with your company. This lets First Down Funding know if you’ll have the funds to pay back the funding.

    First Down Funding application process:

    Step 1

    Apply online in just a few minutes

    Step 2

    Our system evaluates your business and typically provides a decision in minutes

    Step 3

    Sign your contract and receive money in as fast as 24 hours

    Apply Now! – Quick Approval Small Business Funding

    We’ve designed our process to provide businesses with the funding they need safely, securely and easily:

    Fast & Simple Experience: Our online application and approval processes are straightforward and highly effective. With our easy application process and fast approval rates, we make it so that you can get the funding you need, when you need it.

    Focused on Working Capital: Working capital is the financing your business needs on-demand to proceed with day to day options. We make it so that you can attain these funds within 72 hours of your approval.

    Service & Support: Our business financing services are personalized so that your business’s unique needs are met. We work with you personally to ensure you are supported at every turn.

    Small Business Funding offered in Pennsylvania

    We know how valuable a dedicated business owner’s time is. That’s why when it comes to online business funding in Pennsylvania, we’ve created a fast and transparent process to get your business funded as soon as possible. Our application takes only minutes to complete; we’ll respond to your application in as little as 60 minutes after submission. On top of all that, we can usually provide funding in one business day. With a staff of knowledgeable business advisors ready to help find the funding option that’s right for you, we provide an experience unlike traditional funders that many companies are used to dealing with.

    With a diverse collection of industries throughout the state, business funding in Pennsylvania is as varied as the verticals it serves. Whether it’s farm equipment financing or restaurant funding, First Down Funding serves many different industries. We enjoy playing a small part in your business’s growth and look to assist business owners anyway we can.

    Popular types of Business funding in Pennsylvania

    Small Business Administration funding in Pennsylvania

    Small businesses are the backbone of our country, and PeoplesBank has been helping small businesses succeed since 1864. We’re dedicated to helping you grow by providing customized solutions and the financing you need for your unique business. First Down Funding is an approved SBA Guaranteed Funder.  With these specialized programs, we can provide the financing you need to purchase a building or existing business, finance a partner buyout, and virtually meet any other business need. Plus, these funding programs feature low down payments and longer terms that make qualifying easier. Whether you are looking to get into business, grow, diversify or change altogether, our dedicated funding team will take the time to listen to your needs, recommend sound strategies, and help implement them.

    SBA programs are distinguished by their different uses of the funding proceeds, their dollar amounts, and the requirements placed on the funder.  Review the overview of each program below and choose which one is right for your needs.

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    Non-SBA funding in Philadelphia

    There are plenty of non-SBA funding options available in Philadelphia although they may have higher rates, shorter terms and larger payments.

    A business line of credit allows you to borrow funds up to a limit based on your credit, typically smaller than a term funding. You only pay interest on the amount you use, and you can continue borrowing as necessary until you reach the set maximum.

    Business credit cards are revolving lines of credit. The main distinction is that they don’t terminate once the predetermined limit is reached. They work like personal credit cards, with varying spending rewards and offers depending on the funder.

    A merchant cash advance (MCA) is most often used by small businesses that accept credit and debit card sales. You receive a specific sum in advance that is repaid either by a percent deduction from daily transactions or through daily or weekly payments.

    Read more

    Apply for Business Funding in Pennsylvania

    Looking to finance your business expenses in Pennsylvania?

    We Help Small Businesses With Working Capital Financing For Short & Long Term Projects



    What Industries Do We Serve in Pennsylvania?

    Auto Shops
    Auto Shops
    Bakeries / Specialty Delicatessen
    Bakeries / Specialty Delicatessen
    Beauty Salon & Spa
    Beauty Salon & Spa
    Business Services
    Business Services

    Small Business Funding in Philadelphia

    Philadelphia is the home to the Liberty Bell and the Declaration of Independence, both tributes to the city’s revolution. Widely known as Philly, it’s the largest city in the state of Pennsylvania, also called the City of Brotherly Love. And of course, you can’t think of Philly without thinking of delicious cheesesteaks!

    Of course, there’s more to Philly than a rich history and iconic sandwich. Pennsylvania’s small businesses are key to the state’s well-being, accounting for a significant share of the state’s economic production and hiring. Below are statistics illustrating the status and contributions of Pennsylvania small businesses:

    • 999,591 small businesses in Pennsylvania
    • Small businesses employed 2.4 million workers in 2014 and accounted for 47.3 percent of the private sector labor force
    • Small firms make up 98.2% of the state’s employers

    If you’re a business owner operating in Philadelphia, congratulations! If you’re ready for growth, have you explored applying for outside funding? While taking on a funding might seem counter intuitive, the right funding can make a world of difference.

    Here’s what you need to know about getting the low-cost funds you deserve to grow your business.

    Alternative Business funding in Pennsylvania

    The traditional funding process with banks can take time and require borrowers to meet challenging qualification requirements, such as minimum credit scores needed to qualify for business funding. This leads many borrowers to turn to alternative funders and alternative business funding. 

    First Down Funding offers fast Small Business Funding as well as financing to borrowers with bad credit.

    First Down Funding is one of the top alternative funders in Philadelphia

    Apply now for Business Funding in Philadelphia

    Applying for Alternative Financing with First Down Funding

    Looking for fast financing to fund your Philadelphia small business? Apply with First Down Funding. We make the process simple and quick. Take advantage of these features:


    Our application process couldn’t be easier. Apply in minutes and find out how much you qualify for in as fast as a day.

    Multiple Type of funding Offer

    We can bring you several types of funding offers so you can determine which one best fits your needs.

    Expert Guidance

    Once you apply, you’ll have a dedicated Business Advisor who will guide you through the funding process. Your Advisor will explain the details of your offer, so you’re clear on the terms of the financing you’re receiving.

    Pennsylvania Business Resources

    Small Business Assistance

    Entrepreneurs, startups, and small businesses bring new ideas, tools, technology, and jobs to Pennsylvania, creating opportunities throughout our state. They employ about half of the state’s workforce, and in second half of 2015, created nearly 24,000 new jobs.

    To support our entrepreneurs and businesses at all stages of development, Governor Wolf created the Pennsylvania Business One-Stop Shop and launched in February 2018.

    Serving as the first point of contact for Pennsylvania business development concerns, the Pennsylvania Business One-Stop Shop connects and guides businesses through all stages of development — from planning and startup to operating and expanding.

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