March 8th 2010 at 11:30pm Published by firstdownadmin

Small retail businesses rely on borrowed capital to purchase inventory, buy fixtures, expand, or bridge seasonal cash flow gaps. Financing retail businesses like restaurants, grocers, and other merchants can be challenging depending on the nature of the particular business.

A funding for retail businesses can cover day-to-day and seasonal small business expenses, including:

  • Investing in new technology to increase efficiencies.
  • Creating new marketing materials to address changing trends.
  • Hiring new employees to boost customer experience.
  • Purchasing additional inventory for a busy season.

Top six business funding for retail:

  • SBA 7(a) funding. Best for general expenses.
  • SBA 504/CDC funding. Best for commercial real estate.
  • Business lines of credit. Best for sustained cash flow gaps.
  • Short-term funding. Best for time-sensitive expenses.
  • Equipment financing.
  • Inventory financing.

First Down Funding is the financing source for retail businesses. Small business funding for retail businesses through First Down Funding